Branch Network
First Bank Locations & Branches Waverly, Iowa
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First Bank operates 8 branches from its headquarters in Waverly, IA, .
First Bank branch network
All 8 branches are in IOWA, across 6 cities. Waverly, IA has the most of its branches, 3. Its largest office by deposits is its main office in Waverly, IA, with $247.3M (39.9% of its branch deposits). It had the same number of branches on June 30, 2025.
First Bank at a glance
Its CET1 capital ratio was 17.38% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $739.9M
- CET1 ratio, Q2 2026
- 17.38%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1864
Full financial profile · Is First Bank safe? · First Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waverly, IA (3 branches) | 1 of 5 | 63.1% | $337.8M |
| State: IA (8 branches) | 43 of 261 | 0.5% | $619.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
First Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Bremer, IA (4 branches) | 1 of 8 | 37.7% | $385.5M | $1.02B |
| Black Hawk, IA (1 branch) | 8 of 13 | 4.4% | $118.5M | $2.68B |
| Wright, IA (3 branches) | 3 of 6 | 19.7% | $115.7M | $588.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Waterloo-Cedar Falls, IA (5 branches) | 3 of 23 | 10.8% | $504.1M | $4.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Bank (main office) | Waverly, IA | 50677 | $247.3M |
| Cedar Falls Branch | Cedar Falls, IA | 50613 | $118.5M |
| Waverly Branch | Waverly, IA | 50677 | $89.7M |
| Eagle Grove Branch | Eagle Grove, IA | 50533 | $78.0M |
| Plainfield Branch | Plainfield, IA | 50666 | $47.7M |
| Goldfield Branch | Goldfield, IA | 50542 | $22.0M |
| Clarion Branch | Clarion, IA | 50525 | $15.8M |
| Bartels Branch | Waverly, IA | 50677 | $850K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4519) · FFIEC NIC profile (RSSD 376442)