Lists · Deposits by metro area
Waterloo-Cedar Falls, IA Metro Area Bank Deposit Market Share
Farmers State Bank holds the largest share of deposits in the Waterloo-Cedar Falls, IA metro area, 21.4%, followed by Lincoln Savings Bank (14.5%) and First Bank (10.8%). 23 institutions hold $4.65B at 56 offices as of June 30, 2026.
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Farmers State Bank | $993.9M | 21.36% | — |
| 2 | Lincoln Savings Bank | $676.8M | 14.55% | — |
| 3 | First Bank | $504.1M | 10.84% | — |
| 4 | U.S. Bank N.A. | $357.5M | 7.69% | — |
| 5 | Wells Fargo Bank, N.A. | $239.7M | 5.15% | — |
| 6 | GNB Bank | $203.0M | 4.36% | — |
| 7 | Denver Savings Bank | $186.9M | 4.02% | — |
| 8 | Bankiowa | $185.9M | 4.00% | — |
| 9 | Regions Bank | $172.8M | 3.71% | — |
| 10 | Fidelity Bank & Trust | $156.6M | 3.37% | — |
| 11 | Cedar Rapids Bank and Trust Company | $138.7M | 2.98% | — |
| 12 | Peoples Savings Bank | $130.7M | 2.81% | — |
| 13 | Northeast Security Bank | $128.7M | 2.77% | — |
| 14 | Nicolet National Bank | $125.7M | 2.70% | — |
| 15 | The Readlyn Savings Bank | $111.6M | 2.40% | — |
| 16 | Green Belt Bank & Trust | $76.7M | 1.65% | — |
| 17 | First Security State Bank | $74.1M | 1.59% | — |
| 18 | Cedar Valley Bank & Trust | $52.4M | 1.13% | — |
| 19 | First Interstate Bank | $44.5M | 0.96% | — |
| 20 | Farmers Savings Bank | $32.4M | 0.70% | — |
| 21 | Heartland Bank and Trust Company | $29.7M | 0.64% | — |
| 22 | Cusb Bank | $25.7M | 0.55% | — |
| 23 | Security State Bank | $3.9M | 0.08% | — |
About this list
Deposits are those held at each institution's offices in Waterloo-Cedar Falls, IA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
The change from 2025 is not shown for this market: some offices that closed during the year cannot be placed in a single county or metro area, and they hold enough deposits to move the comparison. The 2026 shares are complete.
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