First Bank of Pike: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets dropped 5.19 percentage points in Q2 2026, from 15.80% to 10.61%. It was the largest change from Q1 2026 among the key lines here. First Bank of Pike ranks 78th of 122 Georgia banks on loan-to-deposit ratio, in the lower half at 70.35% (Q2 2026). First Bank of Pike reported 70.35% on loan-to-deposit ratio for Q2 2026, 2.72 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $29.0M |
| Fed funds sold and reverse repos | $9.3M |
| Fed funds sold and reverse repos to assets | 10.61% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 70.35% |
| Net loans and leases to deposits | 69.21% |
| Loans and leases to core deposits | 76.16% |
| Core deposits to total deposits | 92.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 72.02% | 92.79% | $0 | $0 |
| Q4 2023 | 77.26% | 93.02% | $0 | $0 |
| Q1 2024 | 70.78% | 93.33% | $0 | $0 |
| Q2 2024 | 74.66% | 93.61% | $0 | $0 |
| Q3 2024 | 74.87% | 92.06% | $0 | $0 |
| Q4 2024 | 72.58% | 91.90% | $0 | $0 |
| Q1 2025 | 74.50% | 93.12% | $0 | $0 |
| Q2 2025 | 71.29% | 92.71% | $0 | $0 |
| Q3 2025 | 69.38% | 91.70% | $0 | $0 |
| Q4 2025 | 71.04% | 91.59% | $0 | $0 |
| Q1 2026 | 68.21% | 92.68% | $0 | $0 |
| Q2 2026 | 70.35% | 92.37% | $0 | $0 |
First Bank of Pike liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Bank of Pike, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Bank of Pike profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9070) · FFIEC NIC profile (RSSD 760939)