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First Bank, Upper Michigan Locations & Branches Gladstone, Michigan
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First Bank, Upper Michigan operates 9 branches from its headquarters in Gladstone, MI, .
First Bank, Upper Michigan branch network
All 9 branches are in MICHIGAN, across 8 cities. Escanaba, MI has the most of its branches, 2. Its largest office by deposits is the 1502 W Washington Branch office in Marquette, MI, with $132.3M (25.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First Bank, Upper Michigan at a glance
Its CET1 capital ratio was 15.96% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $629.5M
- CET1 ratio, Q2 2026
- 15.96%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1916
Full financial profile · Is First Bank, Upper Michigan safe? · First Bank, Upper Michigan call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Gladstone, MI (1 branch) | 2 of 3 | 43.3% | $73.7M |
| State: MI (9 branches) | 39 of 95 | 0.2% | $528.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
First Bank, Upper Michigan's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Delta, MI (4 branches) | 1 of 5 | 35.7% | $271.0M | $759.5M |
| Marquette, MI (2 branches) | 5 of 8 | 11.4% | $147.0M | $1.29B |
| Dickinson, MI (2 branches) | 3 of 8 | 13.2% | $95.7M | $727.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Escanaba, MI (4 branches) | 1 of 5 | 35.7% | $271.0M | $759.5M |
| Marquette, MI (2 branches) | 5 of 8 | 11.4% | $147.0M | $1.29B |
| Iron Mountain, MI-WI (2 branches) | 4 of 9 | 10.9% | $95.7M | $878.2M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 1502 W Washington Branch | Marquette, MI | 49855 | $132.3M |
| Escanaba Branch | Escanaba, MI | 49829 | $101.5M |
| Escanaba Branch | Escanaba, MI | 49829 | $76.7M |
| First Bank, Upper Michigan (main office) | Gladstone, MI | 49837 | $73.7M |
| 600 S Carpenter Branch | Kingsford, MI | 49802 | $67.9M |
| Iron Mountain Branch | Iron Mountain, MI | 49801 | $27.9M |
| Bark River Branch | Bark River, MI | 49807 | $19.0M |
| Palms Avenue Branch | Ishpeming, MI | 49849 | $14.7M |
| Garden Branch | Garden, MI | 49835 | $14.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14276) · FFIEC NIC profile (RSSD 239556)