Bank Routing Number

First Bank, Upper Michigan Routing Number

The primary ABA routing number (RTN) for First Bank, Upper Michigan, Gladstone, MI is shown below.

Primary ABA / RTN

091109994

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the First Bank, Upper Michigan routing number?

The First Bank, Upper Michigan routing number is 091109994. It is the primary ABA routing transit number registered to First Bank, Upper Michigan, headquartered in Gladstone, MI. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the First Bank, Upper Michigan wire routing number?

This page lists 091109994, the primary routing number registered to First Bank, Upper Michigan. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with First Bank, Upper Michigan before sending a wire.

Is ABA number 091109994 the routing number for First Bank, Upper Michigan?

Yes. ABA number 091109994 is the primary routing number registered to First Bank, Upper Michigan. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 091109994?

Routing number 091109994 belongs to First Bank, Upper Michigan, headquartered in Gladstone, MI. It is the bank's primary ABA routing number (FDIC certificate 14276).

Routing numbers of similar-size institutions in Michigan

Bank, Gladstone, MI: Baybank: 091102894
Credit union, Marquette, MI: Embers Credit Union: 291172844
Bank, Brown City, MI: Tri-County Bank: 072404977
Credit union, Grand Rapids, MI: Adventure Credit Union: 272480432
Credit union, Holly, MI: Security Credit Union: 272480115
Bank, Marquette, MI: Range Bank: 091101950
Credit union, Jackson, MI: American 1 Credit Union: 272481567
Credit union, Battle Creek, MI: Omni Community Credit Union: 272476653

All routing numbers in Michigan

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Regulator records: FDIC BankFind (cert 14276) · FFIEC NIC profile (RSSD 239556)