Bank call report · Stamford, CT
First County Bank Call Report
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First County Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 463 reported line items, schedule by schedule (945 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 958204 |
| FDIC certificate number | 18204 |
| Total assets | $2.42B |
Official Q2 2026 call report PDF (FFIEC) →
First County Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · First County Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.42B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.42B |
| Total Liabilities and Minority Interest | RCON2948 | $2.23B |
| Total Deposits | RCON2200 | $1.92B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.91B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.90B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.54B |
| Deposits: Noninterest-bearing | RCON6631 | $380.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $279.1M |
| Held-to-maturity Securities, Total | RCON1754 | $279.1M |
| Other Borrowed Money | RCON3190 | $256.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $212.0M |
| Total Equity Capital | RCON3210 | $190.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $190.9M |
| Other Assets | RCON2160 | $128.2M |
| Interest-bearing Balances | RCON0071 | $79.5M |
| Other Liabilities, Total | RCON2930 | $55.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$29.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $25.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $16.8M |
| Surplus | RCON3839 | $8.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $7.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.7M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $1.7M |
| Intangible Assets | RCON2143 | $815K |
| Federal Funds Sold | RCONB987 | $5K |
Schedule RI: Income Statement (48 items)
About Schedule RI · First County Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $51.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $46.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $29.0M |
| Net Interest Income | RIAD4074 | $27.2M |
| Total Noninterest Expense | RIAD4093 | $25.9M |
| Total Interest Expense | RIAD4073 | $24.2M |
| Salaries and Employee Benefits | RIAD4135 | $17.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $13.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $8.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $6.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.8M |
| Other Noninterest Expense | RIAD4092 | $5.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.4M |
| Net Income (Loss) | RIAD4340 | $5.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.4M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $5.3M |
| Total Noninterest Income | RIAD4079 | $4.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.3M |
| Other Noninterest Income | RIADB497 | $1.3M |
| Applicable Income Taxes | RIAD4302 | $1.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.1M |
| Interest on Other Securities | RIAD4060 | $1.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $976K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $674K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $533K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $477K |
| Provision for Loan and Lease Losses | RIAD4230 | -$440K |
| Other Interest Income | RIAD4518 | $432K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$351K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $319K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $302K |
| Fees and Commissions from Annuity Sales | RIADC887 | $168K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $168K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $88K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $86K |
| Net Servicing Fees | RIADB492 | $83K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $72K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $39K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$18K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $10K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $10K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$6K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 196 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $87.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $78.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $4.5M |
| Currency and Coin | RCON0080 | $3.5M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $527K |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · First County Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $109K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $103K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $3.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $3.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $157.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $155.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $18.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $18.5M |
| Pledged Securities | RCON0416 | $279.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $275.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $105.3M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $69.3M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $68.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $65.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $55.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $34.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $32.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $32.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $10.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $8.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $3.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $264K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $250K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $250K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · First County Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.91B |
| Pledged Loans and Leases | RCONG378 | $869.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $668.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $486.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $412.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $343.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $339.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $272.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $269.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $233.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $223.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $129.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $123.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $103.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $101.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $80.6M |
| Commercial and Industrial Loans | RCON1766 | $78.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $78.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $40.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $34.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $26.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $21.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $21.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $16.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $9.6M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $6.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.1M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $2.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $778K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $517K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $517K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $261K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $208K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $115K |
| Other Loans | RCONJ464 | $115K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $82.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $25.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $9.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.4M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 146 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 67 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 63 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 61 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 37 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 23 |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · First County Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.27B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.27B |
| Total Transaction Accounts | RCON2215 | $646.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $623.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $467.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $446.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $406.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $268.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $239.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $230.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $222.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $199.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $159.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $134.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $132.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $114.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $109.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $106.3M |
| Total Brokered Deposits | RCON2365 | $106.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $90.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $90.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $85.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $76.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $74.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $65.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $58.1M |
| Total reciprocal deposits | RCONJH83 | $54.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $47.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $39.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $27.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $25.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $17.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $12.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $5.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $703K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $3K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $49.1M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $46.2M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $21.1M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $19.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $19.4M |
| Accrued Interest Receivable | RCONB556 | $12.0M |
| Net Deferred Tax Assets | RCON2148 | $6.3M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $633K |
| Other Assets, Interest-only strips receivable (not in the form of a security) | RCONHT80 | $20K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $49.0M |
| Deferred Compensation Liabilities | RCONC011 | $23.6M |
| Operating lease liabilities | RCONLB56 | $19.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.3M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $820K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $296K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · First County Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.31B |
| Quarterly Average of Total Loans | RCON3360 | $1.84B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.07B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $679.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $565.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $464.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $248.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $219.3M |
| Mortgage-backed Securities | RCONB559 | $217.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $157.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $84.1M |
| All Other Securities | RCONB560 | $70.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $38.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $11.1M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $15K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (11 items)
About Schedule RC-L · First County Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $161.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $124.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $69.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $60.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $37.0M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $37.0M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $23.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $21.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.6M |
| Performance Standby Letters of Credit | RCON3821 | $748K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $461K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · First County Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $121.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $121.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $65.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $51.7M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $18.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.3M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $2.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $815K |
| Mortgage Servicing Assets | RCON3164 | $815K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · First County Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.1M |
| Additions to Nonaccrual Assets | RCONC410 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $604K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $455K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $130K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $24K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $9K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $6K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First County Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.31B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.92B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.12B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $775.8M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $518.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $218.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $18.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $6.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 37,082 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,275 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 875 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 14 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $6.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $5.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $5.0M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.7M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $1.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $1.7M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $1.3M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $1.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 2 Fair Value Measurements | RCONG539 | $815K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $815K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $461K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $461K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First County Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.82B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · First County Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.31B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.31B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.82B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $237.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $220.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $220.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $220.2M |
| Retained Earnings | RCOAKW00 | $212.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $190.9M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$30.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$29.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $17.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $17.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $17.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $8.2M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $837K |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $837K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $353K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $45K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1302 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1208 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1208 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0955 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0502 |
Schedule RC-R, Part II: Risk-Weighted Assets (79 items)
About Schedule RC-R, Part II · First County Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.82B |
| Total Risk-weighted Assets | RCONG641 | $1.82B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.39B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.39B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.34B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.18B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.17B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $728.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $695.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $694.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $681.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $347.7M |
| Total Held-to-maturity Securities | RCOND961 | $279.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $275.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $274.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $250.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $223.3M |
| Total All Other Assets | RCOND981 | $154.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $133.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $132.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $117.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $90.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $87.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $83.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $69.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $55.0M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $48.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $47.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$46.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $36.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $34.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $34.7M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$30.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $24.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $20.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $20.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $18.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $17.3M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $14.4M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $14.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $12.5M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $11.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $9.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $8.4M |
| Off-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCONS499 | $7.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $5.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $5.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $5.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $4.2M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $4.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $4.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $3.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.9M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $837K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $815K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $815K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $815K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $748K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $710K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $641K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $641K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $465K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $465K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $465K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $461K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $374K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCOND999 | $351K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $169K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | $58K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $23K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $170.1M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $14.4M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $14.4M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $678K |
Schedule RC-T: Fiduciary and Related Services (31 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $398.9M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $206.2M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $93.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $82.4M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $82.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $76.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $43.6M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $32.5M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $21.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $13.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $4.3M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $2.5M |
| Income from Fiduciary Activities | RIAD4070 | $2.1M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $918K |
| Personal Trust and Agency Accounts | RIADB904 | $704K |
| Other Retirement Accounts | RIADB907 | $435K |
| Custody and Safekeeping Accounts | RIADB909 | $63K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $18K |
| Employee Benefit-defined Contribution | RIADB905 | $12K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 482 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 229 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 184 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 184 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 62 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 60 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 21 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 15 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 13 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 7 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 2 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $190.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $182.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $182.7M |
| Other Comprehensive Income | RIADB511 | $2.8M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · First County Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $362K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $318K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $34K |
| Charge-offs on All Other Loans | RIAD4644 | $25K |
| Charge-offs on Automobile Loans | RIADK129 | $14K |
| Recoveries on All Other Loans | RIAD4628 | $14K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $7K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $5K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $5K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $3K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · First County Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $17.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $16.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $362K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $89K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.91B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $985.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $713.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $124.6M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $78.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $16.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $11.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.9M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $864K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $86K |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $31K |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $1.5M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $557K |
| Directors' Fees | RIAD4136 | $501K |
| Consulting and Advisory Expense | RIADF557 | $454K |
| Marketing and Other Professional Services | RIAD0497 | $445K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $431K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $395K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $384K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $109K |
First County Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First County Bank call report?
The First County Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First County Bank file?
First County Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First County Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First County Bank has Federal Reserve RSSD ID 958204 and FDIC certificate number 18204. Either one finds its filings on the FFIEC Central Data Repository.
How often does First County Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First County Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 18204) · FFIEC NIC profile (RSSD 958204)