The First Farmers National Bank of Waurika: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 5.8% to -$3.3M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 19.31% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.6M |
| Tier 1 capital | $11.6M |
| Total risk-based capital | — |
| Total equity capital | $8.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.98% |
| Tangible equity to tangible assets | 14.98% |
| Equity capital to average assets | 13.81% |
| Internal capital growth rate | 0.05% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $25K |
| Common stock surplus | $150K |
| Retained earnings | $11.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 18.54% | 11.58% | 11.58% |
| Q4 2023 | 18.49% | 12.17% | 12.17% |
| Q1 2024 | 18.32% | 12.36% | 12.36% |
| Q2 2024 | 18.86% | 13.14% | 13.14% |
| Q3 2024 | 19.45% | 14.87% | 14.87% |
| Q4 2024 | 18.74% | 12.24% | 12.24% |
| Q1 2025 | 18.67% | 13.61% | 13.61% |
| Q2 2025 | 19.16% | 13.95% | 13.95% |
| Q3 2025 | 19.56% | 14.87% | 14.87% |
| Q4 2025 | 19.42% | 14.46% | 14.46% |
| Q1 2026 | 19.16% | 14.66% | 14.66% |
| Q2 2026 | 19.31% | 14.98% | 14.98% |
The First Farmers National Bank of Waurika regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First Farmers National Bank of Waurika, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First Farmers National Bank of Waurika profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4222) · FFIEC NIC profile (RSSD 353957)