The First Farmers National Bank of Waurika: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 7.39 percentage points in Q2 2026, from 52.00% to 44.61%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, The First Farmers National Bank of Waurika is 15th from the bottom among 169 Oklahoma banks, 38.01% (Q2 2026). The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. The First Farmers National Bank of Waurika sits 29.92 points lower, at 38.01% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $37.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 38.01% |
| Net loans and leases to deposits | 35.79% |
| Loans and leases to core deposits | 44.61% |
| Core deposits to total deposits | 85.21% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 36.76% | 85.76% | $0 | $0 |
| Q4 2023 | 47.31% | 86.21% | $0 | $500K |
| Q1 2024 | 48.67% | 85.75% | $0 | $500K |
| Q2 2024 | 31.52% | 85.55% | $0 | $0 |
| Q3 2024 | 29.80% | 86.81% | $0 | $0 |
| Q4 2024 | 40.30% | 86.99% | $0 | $0 |
| Q1 2025 | 51.19% | 86.88% | $0 | $1.2M |
| Q2 2025 | 36.13% | 85.80% | $0 | $0 |
| Q3 2025 | 36.55% | 86.89% | $0 | $0 |
| Q4 2025 | 47.64% | 86.43% | $0 | $0 |
| Q1 2026 | 44.38% | 85.35% | $0 | $0 |
| Q2 2026 | 38.01% | 85.21% | $0 | $0 |
The First Farmers National Bank of Waurika liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First Farmers National Bank of Waurika, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First Farmers National Bank of Waurika profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4222) · FFIEC NIC profile (RSSD 353957)