First Federal Savings and Loan Association of San Rafael: Loan Modifications and Restructuring
Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update
Loans whose terms were changed for a borrower in financial difficulty. Modification postpones a loss rather than removing it, so a modified book growing faster than the non-performing book is worth reading as an early signal rather than a clean bill of health.
First Federal Savings and Loan Association of San Rafael reported little change from Q1 2026 to Q2 2026. Allowance for credit losses to loans showed the biggest shift, 0.66% to 0.67%.
Modified loans
| Line item | Q2 2026 |
|---|---|
| Modified loans and leases | $0 |
| Modified loans to total loans | 0.00% |
| Non-performing assets excluding restructured loans, to assets | 0.00% |
Read against the non-performing book
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to total loans | 0.00% |
| Nonaccrual loans to loans | 0.00% |
| Loans 90+ days past due to loans | 0.00% |
| Net charge-off ratio | 0.00% |
| Allowance for credit losses to loans | 0.67% |
Shown side by side so the modified share can be compared with recognised non-performing loans and with what has already been charged off.
Loan Modifications and Restructuring trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
A modified share rising while the non-performing share stays flat is the pattern worth investigating.
Loan Modifications and Restructuring by quarter
| Quarter | Modified loans | Non-performing loans | Net charge-offs |
|---|---|---|---|
| Q3 2023 | 0.00% | 0.00% | 0.00% |
| Q4 2023 | 0.00% | 0.00% | 0.00% |
| Q1 2024 | 0.00% | 0.00% | 0.00% |
| Q2 2024 | 0.00% | 0.00% | 0.00% |
| Q3 2024 | 0.00% | 0.00% | 0.00% |
| Q4 2024 | 0.00% | 0.00% | 0.00% |
| Q1 2025 | 0.00% | 0.00% | 0.00% |
| Q2 2025 | 0.00% | 0.00% | 0.00% |
| Q3 2025 | 0.00% | 0.00% | 0.00% |
| Q4 2025 | 0.00% | 0.00% | 0.00% |
| Q1 2026 | 0.00% | 0.00% | 0.00% |
| Q2 2026 | 0.00% | 0.00% | 0.00% |
First Federal Savings and Loan Association of San Rafael loan modifications and restructuring, all the way back
Loan Modifications and Restructuring back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings and Loan Association of San Rafael, freeSource: Call Report Schedules RC-C Memoranda and RC-N, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of San Rafael profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31406) · FFIEC NIC profile (RSSD 229070)