First Financial Bank, N.A.: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
First Financial Bank, N.A. reported all 15 line items on this page on its Q3 2026 filing. Cash and balances due from depository institutions was $93.2M in Q3 2026, up 6.4% from $87.5M in Q3 2025. That is 1.5% of its total assets. Across the 12 quarters shown it ranged from $68.0M (Q1 2024) to $130.8M (Q4 2025).
Fed funds purchased and repos dropped 34.4% in Q3 2026, from $310.1M to $203.5M. It was the largest change from Q2 2026 among the key lines here. Within Indiana, First Financial Bank, N.A. is 30th of 87 on loan-to-deposit ratio, 90.28% as of Q3 2026. The median for banks in the $1B-10B asset tier is 88.13% on loan-to-deposit ratio; First Financial Bank, N.A. reported 90.28% for Q3 2026, nearly level with it.
Liquid assets
Cash and securities changed the most here, down 5.3% to $1.20B in Q3 2026 from $1.26B in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $93.2M |
| Cash and noninterest-bearing balances to assets | 1.53% |
| Cash and securities | $1.20B |
| Fed funds sold and reverse repos | $667K |
| Fed funds sold and reverse repos to assets | 0.01% |
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Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $203.5M |
| Other borrowed money | $259.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.28% |
| Trading liabilities | $0 |
Funding structure
Loan-to-deposit ratio changed the most here, down 1.83 points to 90.28% in Q3 2026 from 92.11% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 90.28% |
| Net loans and leases to deposits | 89.27% |
| Loans and leases to core deposits | 94.51% |
| Core deposits to total deposits | 95.39% |
| Brokered deposits to total deposits | 1.52% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 76.75% | 97.50% | $67.2M | $108.6M |
| Q1 2024 | 77.18% | 97.11% | $88.9M | $58.6M |
| Q2 2024 | 76.06% | 97.09% | $38.2M | $83.6M |
| Q3 2024 | 78.59% | 96.66% | $84.4M | $7.5M |
| Q4 2024 | 81.25% | 96.99% | $187.1M | $7.3M |
| Q1 2025 | 82.86% | 97.08% | $137.6M | $106.1M |
| Q2 2025 | 83.16% | 96.96% | $149.5M | $106.0M |
| Q3 2025 | 85.58% | 97.01% | $182.5M | $155.9M |
| Q4 2025 | 88.71% | 97.08% | $292.5M | $175.7M |
| Q1 2026 | 90.98% | 97.06% | $349.8M | $200.6M |
| Q2 2026 | 92.11% | 96.06% | $310.1M | $284.4M |
| Q3 2026 | 90.28% | 95.39% | $203.5M | $259.3M |
First Financial Bank, N.A. liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full First Financial Bank, N.A. profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 4382) · FFIEC NIC profile (RSSD 693345)