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First International Bank and Trust Locations & Branches Watford City, North Dakota
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First International Bank and Trust operates 28 branches from its headquarters in Watford City, ND, .
First International Bank and Trust branch network
Its 28 branches span 4 states and 23 cities. The most are in NORTH DAKOTA (19), ARIZONA (4) and MINNESOTA (4). NORTH DAKOTA holds 79.1% of its branch deposits. Minot, ND has the most of its branches, 3. Its largest office by deposits is the First International Bank & Trust office in Watford City, ND, with $928.4M (17.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First International Bank and Trust at a glance
Its CET1 capital ratio was 10.68% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $6.18B
- CET1 ratio, Q2 2026
- 10.68%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1910
Full financial profile · Is First International Bank and Trust safe? · First International Bank and Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Watford City, ND (2 branches) | 1 of 3 | 72.8% | $987.6M |
| State: ND (19 branches) | 1 of 70 | 10.1% | $4.32B |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
First International Bank and Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cass, ND (3 branches) | 2 of 28 | 12.3% | $1.38B | $11.27B |
| Mckenzie, ND (3 branches) | 1 of 3 | 73.6% | $1.02B | $1.39B |
| Maricopa, AZ (4 branches) | 17 of 55 | 0.4% | $716.6M | $186.33B |
| Ward, ND (3 branches) | 2 of 11 | 15.4% | $532.5M | $3.45B |
| Williams, ND (2 branches) | 2 of 6 | 22.1% | $465.0M | $2.10B |
| Burleigh, ND (1 branch) | 9 of 16 | 6.1% | $339.4M | $5.57B |
| Wells, ND (2 branches) | 1 of 4 | 53.7% | $186.3M | $346.7M |
| Clay, MN (1 branch) | 4 of 11 | 9.2% | $152.7M | $1.67B |
| Dunn, ND (1 branch) | 2 of 3 | 26.0% | $137.0M | $526.5M |
| Todd, MN (1 branch) | 2 of 6 | 22.6% | $98.3M | $435.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fargo, ND-MN (4 branches) | 2 of 32 | 11.9% | $1.54B | $12.93B |
| Phoenix-Mesa-Chandler, AZ (4 branches) | 17 of 55 | 0.4% | $716.6M | $189.69B |
| Minot, ND (3 branches) | 2 of 14 | 14.4% | $532.5M | $3.69B |
| Williston, ND (2 branches) | 2 of 6 | 22.1% | $465.0M | $2.10B |
| Bismarck, ND (2 branches) | 9 of 18 | 5.6% | $389.3M | $6.92B |
| Sioux Falls, SD (1 branch) | 24 of 39 | <0.1% | $98.1M | $1.13T |
| Grand Forks, ND-MN (1 branch) | 14 of 21 | 1.5% | $57.9M | $3.87B |
| Minneapolis-St. Paul-Bloomington, MN-WI (1 branch) | 110 of 124 | <0.1% | $57.6M | $252.68B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First International Bank & Trust | Watford City, ND | 58854 | $928.4M |
| South Branch | Fargo, ND | 58103 | $791.6M |
| Minot Branch | Minot, ND | 58701 | $405.0M |
| First International Bank & Trust | Williston, ND | 58801 | $401.2M |
| West Fargo Branch | West Fargo, ND | 58078 | $370.1M |
| Bismarck Branch | Bismarck, ND | 58501 | $339.4M |
| First International Bank & Trust | Gilbert, AZ | 85234 | $302.0M |
| Camelback | Phoenix, AZ | 85016 | $264.7M |
| Southwest Fargo Branch | Fargo, ND | 58104 | $222.9M |
| Moorhead Branch | Moorhead, MN | 56560 | $152.7M |
| Killdeer Branch | Killdeer, ND | 58640 | $137.0M |
| Harvey Branch | Harvey, ND | 58341 | $126.2M |
| Staples Branch | Staples, MN | 56479 | $98.3M |
| Sioux Falls - Downtown Branch | Sioux Falls, SD | 57104 | $98.1M |
| Chandler Az Location | Chandler, AZ | 85226 | $91.3M |
| Rugby Branch | Rugby, ND | 58368 | $81.9M |
| North Hill Branch | Minot, ND | 58703 | $65.3M |
| Williston Branch | Williston, ND | 58801 | $63.8M |
| Arrowhead Branch | Minot, ND | 58701 | $62.2M |
| Fessenden Branch | Fessenden, ND | 58438 | $60.2M |
| Elgin Branch | Elgin, ND | 58533 | $59.5M |
| Watford City Fox Hills Branch | Watford City, ND | 58854 | $59.3M |
| Airpark Branch | Scottsdale, AZ | 85260 | $58.5M |
| Grand Forks Branch | Grand Forks, ND | 58201 | $57.9M |
| Edina, Mn Branch | Edina, MN | 55435 | $57.6M |
| Mandan, Nd Branch | Mandan, ND | 58554 | $50.0M |
| Alexander Branch | Alexander, ND | 58831 | $36.8M |
| Motley Branch | Motley, MN | 56466 | $19.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10248) · FFIEC NIC profile (RSSD 236153)