First Midwest Bank of the Ozarks: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Midwest Bank of the Ozarks of Poplar Bluff, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.92% | 1.34% | +0.58% | 83rd top |
| ROAE | 18.18% | 13.31% | +4.87% | 80th top |
| Net Interest Margin | 4.44% | 3.93% | +0.51% | 77th top |
| Efficiency Ratio | 58.35% | 61.14% | -2.79% | 59th above |
| PPNR / Avg Assets | 2.03% | 1.68% | +0.35% | 73rd above |
| Yield on Earning Assets | 6.60% | 5.67% | +0.93% | 89th top |
| Cost of Funds | 2.33% | 1.88% | +0.45% | 20th bottom |
| Net Interest Spread | 3.84% | 3.32% | +0.52% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.78% | 0.94% | -0.16% | 34th below |
| NPA / Total Assets | 0.70% | 0.70% | +0.00% | 30th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 22nd bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.28% | -0.02% | 57th above |
| ACL / NPLs (Coverage) | 162.43% | 1539.74% | -1377.31% | 42nd below |
| Texas Ratio | 7.50% | 7.33% | +0.17% | 29th below |
| Provision / NCO | 118.47% | 1396.87% | -1278.40% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.85% | 12.14% | -1.29% | 48th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.74% | 11.37% | -0.63% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.71% | 11.09% | -0.38% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.09% | 80.62% | +17.47% | 14th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.02% | 86.86% | +2.16% | 49th below |
| Wholesale Funding Ratio | 0.60% | 5.04% | -4.44% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.35% | 6.86% | -6.51% | 21st bottom |
| Loan Growth (Y/Y) | 2.74% | 7.91% | -5.17% | 35th below |
| Deposit Growth (Y/Y) | 0.04% | 6.29% | -6.25% | 23rd bottom |
See First Midwest Bank of the Ozarks's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Midwest Bank of the Ozarks, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Midwest Bank of the Ozarks profile, how to read a UBPR, or how this data updates.