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The First National Bank in Cooper: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

The largest change between Q1 2026 and Q2 2026 was in Net loans and leases, which fell 4.5% to $30.1M. On total assets, The First National Bank in Cooper is 13th from the bottom among 346 Texas banks, $57.3M (Q2 2026). The First National Bank in Cooper reported $57.3M on total assets for Q2 2026, 11% below the $64.7M median for banks in the < $100M asset tier.

Assets

Assets for The First National Bank in Cooper, Q2 2026
Line item Q2 2026
Total assets $57.3M
Cash and balances due from depository institutions $14.8M
Total securities $11.5M
Fed funds sold and reverse repos $10.4M
Net loans and leases $30.1M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $546K
Other real estate owned $0
Goodwill and other intangibles $0
All other assets $411K

Liabilities

Liabilities for The First National Bank in Cooper, Q2 2026
Line item Q2 2026
Total liabilities $49.9M
Total deposits $49.7M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $249K

Equity capital

Equity capital for The First National Bank in Cooper, Q2 2026
Line item Q2 2026
Total equity capital $7.4M
Common stock $75K
Common stock surplus $1.1M
Retained earnings $6.4M
Preferred stock and surplus $0
Accumulated other comprehensive income -$185K
Total liabilities and equity capital $57.3M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, The First National Bank in Cooper, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $51.9M $45.7M $28.8M $11.7M $10.2M
Q4 2023 $51.3M $45.0M $29.7M $12.1M $8.4M
Q1 2024 $54.7M $48.2M $31.9M $12.1M $9.7M
Q2 2024 $53.3M $46.9M $32.0M $12.1M $8.1M
Q3 2024 $51.4M $44.5M $32.5M $12.4M $5.4M
Q4 2024 $52.4M $45.7M $31.8M $11.8M $7.7M
Q1 2025 $55.0M $48.0M $32.4M $12.9M $8.7M
Q2 2025 $54.2M $47.2M $32.4M $13.1M $7.7M
Q3 2025 $53.6M $46.3M $31.9M $12.6M $8.1M
Q4 2025 $55.4M $48.1M $31.7M $11.4M $11.0M
Q1 2026 $58.2M $50.7M $31.5M $11.4M $14.3M
Q2 2026 $57.3M $49.9M $30.1M $11.5M $14.8M

The First National Bank in Cooper balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank in Cooper profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 3149) · FFIEC NIC profile (RSSD 767152)