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Bank call report · Cooper, TX

The First National Bank in Cooper Call Report

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The First National Bank in Cooper filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 202 reported line items, schedule by schedule (479 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

The First National Bank in Cooper call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID767152
FDIC certificate number3149
Total assets$57.3M

Official Q2 2026 call report PDF (FFIEC) →

The First National Bank in Cooper call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (22 items)

About Schedule RC · The First National Bank in Cooper balance sheet trends

The First National Bank in Cooper Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $57.3M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $57.3M
Total Liabilities and Minority Interest RCON2948 $49.9M
Total Deposits RCON2200 $49.7M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $34.1M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $30.3M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $30.1M
Deposits: Noninterest-bearing RCON6631 $15.6M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $11.5M
Federal Funds Sold RCONB987 $10.4M
Total Equity Capital RCON3210 $7.4M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $7.4M
Undivided Profits and Capital Reserves RCON3632 $6.4M
Noninterest-bearing Balances and Currency and Coin RCON0081 $3.0M
Interest-bearing Balances RCON0071 $1.5M
Surplus RCON3839 $1.1M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $546K
Other Assets RCON2160 $411K
Other Liabilities, Total RCON2930 $249K
Allowance for Loan and Lease Losses RCON3123 $244K
Accumulated Other Comprehensive Income RCONB530 -$185K
Common Stock RCON3230 $75K
Schedule RI: Income Statement (32 items)

About Schedule RI · The First National Bank in Cooper income statement trends

The First National Bank in Cooper Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $1.2M
Interest and Fee Income on Loans, Total RIAD4010 $865K
Net Interest Income RIAD4074 $831K
Total Noninterest Expense RIAD4093 $627K
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $382K
Total Interest Expense RIAD4073 $370K
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $364K
Salaries and Employee Benefits RIAD4135 $324K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $316K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $316K
Income (Loss) Before Discontinued Operations RIAD4300 $256K
Net Income (Loss) RIAD4340 $256K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $256K
Other Noninterest Expense RIAD4092 $246K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $240K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $174K
Total Noninterest Income RIAD4079 $112K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $101K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $94K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $86K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $61K
Applicable Income Taxes RIAD4302 $60K
Expenses of Premises and Fixed Assets RIAD4217 $57K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $38K
Interest on Other Securities RIAD4060 $31K
Interest Income on Balances Due from Depository Institutions RIAD4115 $30K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $28K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $25K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $20K
Other Noninterest Income RIADB497 $18K
Savings Deposits (Including Mmdas) RIAD0093 $16K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 8
Schedule RC-B: Securities (13 items)

About Schedule RC-B · The First National Bank in Cooper securities trends

The First National Bank in Cooper Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Amortized Cost of Available-for-sale Securities RCON1772 $11.7M
Pledged Securities RCON0416 $8.0M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $5.0M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $5.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $4.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $4.0M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $3.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $3.9M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $3.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $3.1M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $2.7M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $2.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $417K
Schedule RC-C, Part I: Loans and Leases (26 items)

About Schedule RC-C, Part I · The First National Bank in Cooper loans and leases trends

The First National Bank in Cooper Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $30.3M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $20.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $6.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $4.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $4.4M
Real Estate Loans Secured by Farmland RCON1420 $4.1M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $3.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $3.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $2.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $2.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $2.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $1.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $1.4M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $1.0M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $974K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $850K
Commercial and Industrial Loans RCON1766 $773K
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $738K
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $631K
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $550K
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $347K
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $335K
Loans Secured by 1-4 Family Residential Construction RCONF158 $261K
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $163K
Other Loans RCONJ464 $2K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $1K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)

About Schedule RC-C, Part II

The First National Bank in Cooper Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $2.1M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $815K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $797K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $725K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $585K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $500K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $356K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $214K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $131K
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $48K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 53
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 14
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 10
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 6
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 6
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 6
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 6
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 3
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 1
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 1
Schedule RC-E: Deposit Liabilities (22 items)

About Schedule RC-E · The First National Bank in Cooper deposit liabilities trends

The First National Bank in Cooper Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Transaction Accounts RCON2215 $25.1M
Total Nontransaction Accounts (Including Mmda's) RCON2385 $24.6M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $22.8M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $17.5M
Total Demand Deposits (See Note Below) RCON2210 $15.6M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $7.6M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $7.1M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $6.9M
Total Time Deposits of Less Than $100,000 RCON6648 $6.8M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $6.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $6.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $5.5M
Money Market Deposit Accounts (Mmda's) RCON6810 $2.9M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $2.4M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $1.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $1.7M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $1.4M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $1.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $1.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $275K
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $275K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $68K
Schedule RC-F: Other Assets (5 items)

About Schedule RC-F

The First National Bank in Cooper Schedule RC-F, Q2 2026
Line item Code Q2 2026
Accrued Interest Receivable RCONB556 $272K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $70K
Net Deferred Tax Assets RCON2148 $39K
Other Assets RCON2168 $30K
Prepaid Expenses RCON2166 $23K
Schedule RC-G: Other Liabilities (3 items)

About Schedule RC-G

The First National Bank in Cooper Schedule RC-G, Q2 2026
Line item Code Q2 2026
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $137K
Other Expenses Accrued and Unpaid RCON3646 $104K
All Other Liabilities RCON2938 $8K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · The First National Bank in Cooper quarterly averages trends

The First National Bank in Cooper Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $57.7M
Quarterly Average of Total Loans RCON3360 $31.1M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $20.9M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $13.3M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $10.4M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $9.8M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $9.6M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $9.4M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $6.4M
All Other Securities RCONB560 $2.7M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $1.8M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $1.5M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $1.4M
Quarterly Average of Commercial and Industrial Loans RCON3387 $757K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)

About Schedule RC-L · The First National Bank in Cooper derivatives and off-balance-sheet items trends

The First National Bank in Cooper Schedule RC-L, Q2 2026
Line item Code Q2 2026
1-4 Family Residential Construction Loan Commitments RCONF164 $158K
Other Unused Commitments: All Other Unused Commitments RCONJ459 $29K
Schedule RC-M: Memoranda (1 item)

About Schedule RC-M · The First National Bank in Cooper memoranda trends

The First National Bank in Cooper Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $67K
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)

About Schedule RC-N · The First National Bank in Cooper past due and nonaccrual loans, leases, and other assets trends

The First National Bank in Cooper Schedule RC-N, Q2 2026
Line item Code Q2 2026
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $437K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $437K
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $46K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $29K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $9K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $8K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · The First National Bank in Cooper other data for deposit insurance assessments trends

The First National Bank in Cooper Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $57.7M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $49.8M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $35.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $12.3M
Average Tangible Equity for the Calendar Quarter RCONK654 $7.6M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $2.1M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $279K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 1,760
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 58
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 23
Averaging Method Used RCONK653 1
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 1
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (17 items)

About Schedule RC-R, Part I · The First National Bank in Cooper regulatory capital components and ratios trends

The First National Bank in Cooper Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $57.7M
Average total consolidated assets RCOAKW03 $57.7M
Total Assets RCOA2170 $57.3M
Common Equity Tier 1 Capital RCOAP859 $7.6M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $7.6M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $7.6M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $7.4M
Retained Earnings RCOAKW00 $6.4M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $1.1M
Off-balance sheet exposures: Unused portion of conditionally cancellable commitments RCOAKX79 $186K
Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B RCOAKX82 $186K
Accumulated Other Comprehensive Income RCOAB530 -$185K
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$185K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 Leverage Capital Ratio RCOA7204 0.1312
Total off-balance sheet exposures (sum of items 15a through 15.c) RCOAKX83 0.0032
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

The First National Bank in Cooper Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $7.4M
Balance End of Previous Calendar Year as Restated RIADB508 $7.3M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $7.3M
Cash Dividends Declared on Common Stock RIAD4460 $182K
Other Comprehensive Income RIADB511 $19K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)

About Schedule RI-B, Part II · The First National Bank in Cooper changes in allowances for credit losses trends

The First National Bank in Cooper Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $244K
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $244K

The First National Bank in Cooper call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the The First National Bank in Cooper call report?

The The First National Bank in Cooper call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does The First National Bank in Cooper file?

The First National Bank in Cooper files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the The First National Bank in Cooper call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank in Cooper has Federal Reserve RSSD ID 767152 and FDIC certificate number 3149. Either one finds its filings on the FFIEC Central Data Repository.

How often does The First National Bank in Cooper file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

The First National Bank in Cooper financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.