Bank call report · Houston, TX
Houston Bank & Trust Call Report
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Houston Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 89 reported line items, schedule by schedule (578 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 6051022 |
| FDIC certificate number | 59360 |
| Total assets | $38.5M |
Official Q2 2026 call report PDF (FFIEC) →
Houston Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (19 items)
About Schedule RC · Houston Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Surplus | RCON3839 | $46.0M |
| Total Assets | RCON2170 | $38.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $38.5M |
| Total Equity Capital | RCON3210 | $35.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $35.9M |
| Interest-bearing Balances | RCON0071 | $32.1M |
| Undivided Profits and Capital Reserves | RCON3632 | -$10.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.5M |
| Total Liabilities and Minority Interest | RCON2948 | $2.7M |
| Total Deposits | RCON2200 | $2.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $632K |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $623K |
| Deposits: Noninterest-bearing | RCON6631 | $235K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $191K |
| Other Assets | RCON2160 | $156K |
| Other Liabilities, Total | RCON2930 | $61K |
| Common Stock | RCON3230 | $46K |
| Allowance for Loan and Lease Losses | RCON3123 | $9K |
Schedule RI: Income Statement (19 items)
About Schedule RI · Houston Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $10.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$10.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$10.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$10.2M |
| Net Income (Loss) | RIAD4340 | -$10.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$10.2M |
| Other Noninterest Expense | RIAD4092 | $5.2M |
| Salaries and Employee Benefits | RIAD4135 | $4.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $187K |
| Total Interest Income | RIAD4107 | $112K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $111K |
| Net Interest Income | RIAD4074 | $105K |
| Provision for Loan and Lease Losses | RIAD4230 | $9K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $9K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $7K |
| Total Interest Expense | RIAD4073 | $7K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 21 |
Schedule RC-C, Part I: Loans and Leases (4 items)
About Schedule RC-C, Part I · Houston Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $632K |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $632K |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $321K |
| Commercial and Industrial Loans | RCON1766 | $311K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $321K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $311K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1 |
Schedule RC-E: Deposit Liabilities (8 items)
About Schedule RC-E · Houston Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $2.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.4M |
| Total Transaction Accounts | RCON2215 | $241K |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $241K |
| Total Demand Deposits (See Note Below) | RCON2210 | $191K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $20K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $20K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $61K |
Schedule RC-K: Quarterly Averages (8 items)
About Schedule RC-K · Houston Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $38.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $13.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $491K |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $159K |
| Quarterly Average of Total Loans | RCON3360 | $37K |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $21K |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $18K |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Houston Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $38.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $24.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $281K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 21 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (11 items)
About Schedule RC-R, Part I · Houston Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $46.1M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $38.5M |
| Average total consolidated assets | RCOAKW03 | $38.5M |
| Total Assets | RCOA2170 | $38.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $35.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $35.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $35.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $35.9M |
| Retained Earnings | RCOAKW00 | -$10.2M |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.9301 |
Schedule RI-A: Changes in Bank Equity Capital (2 items)
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (1 item)
About Schedule RI-B, Part II · Houston Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $9K |
Houston Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Where can I find the Houston Bank & Trust call report?
The Houston Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Houston Bank & Trust file?
Houston Bank & Trust files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Houston Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Houston Bank & Trust has Federal Reserve RSSD ID 6051022 and FDIC certificate number 59360. Either one finds its filings on the FFIEC Central Data Repository.
How often does Houston Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Houston Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59360) · FFIEC NIC profile (RSSD 6051022)