First National Bank of Absecon: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 27.5% higher than in Q1 2026, at $27.0M. First National Bank of Absecon ranks 37th of 49 New Jersey banks on loan-to-deposit ratio, in the lower half at 69.49% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First National Bank of Absecon sits 11.35 points lower, at 69.49% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $65.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.49% |
| Net loans and leases to deposits | 68.87% |
| Loans and leases to core deposits | 72.46% |
| Core deposits to total deposits | 95.90% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.97% | 97.67% | $0 | $0 |
| Q4 2023 | 65.86% | 97.51% | $0 | $0 |
| Q1 2024 | 63.13% | 97.49% | $0 | $0 |
| Q2 2024 | 66.17% | 97.70% | $0 | $0 |
| Q3 2024 | 66.31% | 97.52% | $0 | $0 |
| Q4 2024 | 66.80% | 96.22% | $0 | $0 |
| Q1 2025 | 67.74% | 95.64% | $0 | $0 |
| Q2 2025 | 69.22% | 95.83% | $0 | $0 |
| Q3 2025 | 68.63% | 95.74% | $0 | $0 |
| Q4 2025 | 71.04% | 95.61% | $0 | $0 |
| Q1 2026 | 71.88% | 95.95% | $0 | $0 |
| Q2 2026 | 69.49% | 95.90% | $0 | $0 |
First National Bank of Absecon liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Absecon, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Absecon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6442) · FFIEC NIC profile (RSSD 188917)