First National Bank of Absecon: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Absecon of Absecon, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.35% | -0.51% | 25th below |
| ROAE | 9.31% | 12.06% | -2.75% | 32nd below |
| Net Interest Margin | 3.96% | 3.90% | +0.06% | 51st above |
| Efficiency Ratio | 73.79% | 63.15% | +10.64% | 21st bottom |
| PPNR / Avg Assets | 1.02% | 1.64% | -0.62% | 21st bottom |
| Yield on Earning Assets | 4.84% | 5.65% | -0.81% | 18th bottom |
| Cost of Funds | 0.94% | 1.85% | -0.91% | 92nd top |
| Net Interest Spread | 3.66% | 3.35% | +0.31% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.92% | -0.80% | 71st above |
| NPA / Total Assets | 0.08% | 0.67% | -0.59% | 73rd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.90% | 1.28% | -0.38% | 17th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 741.22% | 1645.52% | -904.30% | 78th top |
| Texas Ratio | 0.78% | 7.15% | -6.37% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.21% | 12.46% | -2.25% | 36th below |
| Equity / Assets | 9.22% | 11.67% | -2.45% | 31st below |
| TCE / Tangible Assets | 9.22% | 11.40% | -2.18% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.49% | 78.65% | -9.16% | 71st above |
| Core Deposit Ratio | 95.90% | 87.09% | +8.81% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.49% | 6.48% | -6.97% | 17th bottom |
| Loan Growth (Y/Y) | -0.89% | 7.64% | -8.53% | 20th bottom |
| Deposit Growth (Y/Y) | -1.28% | 6.03% | -7.31% | 17th bottom |
See First National Bank of Absecon's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Absecon, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Absecon profile, how to read a UBPR, or how this data updates.