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The First National Bank of Dryden Locations & Branches Dryden, New York
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The First National Bank of Dryden operates 3 branches from its headquarters in Dryden, NY, .
The First National Bank of Dryden branch network
All 3 branches are in NEW YORK, across 3 cities. Its largest office by deposits is the The First National Bank of Dryden office in Dryden, NY, with $96.2M (53.6% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Dryden at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.55% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $203.9M
- Tier 1 leverage ratio, Q2 2026
- 13.55%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is The First National Bank of Dryden safe? · The First National Bank of Dryden Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Dryden, NY (1 branch) | 1 of 2 | 58.3% | $96.2M |
| State: NY (3 branches) | 134 of 176 | <0.1% | $179.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
The First National Bank of Dryden's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Tompkins, NY (1 branch) | 8 of 11 | 3.3% | $96.2M | $2.92B |
| Cortland, NY (2 branches) | 4 of 5 | 9.5% | $83.4M | $880.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ithaca, NY (1 branch) | 8 of 11 | 3.3% | $96.2M | $2.92B |
| Cortland, NY (2 branches) | 4 of 5 | 9.5% | $83.4M | $880.2M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Dryden | Dryden, NY | 13053 | $96.2M |
| Cortland Branch | Cortland, NY | 13045 | $53.8M |
| Homer Office Branch | Homer, NY | 13077 | $29.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 7031) · FFIEC NIC profile (RSSD 241009)