The First National Bank of Evant: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which fell 0.50 percentage points to 9.54%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.83% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.1M |
| Tier 1 capital | $19.1M |
| Total risk-based capital | — |
| Total equity capital | $18.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.29% |
| Tangible equity to tangible assets | 9.29% |
| Equity capital to average assets | 9.54% |
| Internal capital growth rate | -3.88% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $323K |
| Common stock surplus | $3.0M |
| Retained earnings | $15.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$569K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.17% | 6.84% | 6.79% |
| Q4 2023 | 9.04% | 7.49% | 7.45% |
| Q1 2024 | 9.37% | 7.91% | 7.88% |
| Q2 2024 | 8.83% | 7.54% | 7.52% |
| Q3 2024 | 9.05% | 8.03% | 8.02% |
| Q4 2024 | 9.14% | 8.28% | 8.28% |
| Q1 2025 | 9.64% | 8.77% | 8.77% |
| Q2 2025 | 9.25% | 8.73% | 8.73% |
| Q3 2025 | 9.78% | 9.29% | 9.29% |
| Q4 2025 | 9.84% | 9.46% | 9.46% |
| Q1 2026 | 10.31% | 9.73% | 9.73% |
| Q2 2026 | 9.83% | 9.29% | 9.29% |
The First National Bank of Evant regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Evant, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Evant profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3190) · FFIEC NIC profile (RSSD 379153)