The First National Bank of Evant: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Evant of Evant, TX against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.35% | 1.34% | +1.01% | 92nd top |
| ROAE | 24.48% | 13.32% | +11.16% | 95th top |
| Net Interest Margin | 4.67% | 3.93% | +0.74% | 85th top |
| Efficiency Ratio | 52.12% | 61.13% | -9.01% | 76th top |
| PPNR / Avg Assets | 2.42% | 1.68% | +0.74% | 87th top |
| Yield on Earning Assets | 5.92% | 5.67% | +0.25% | 65th above |
| Cost of Funds | 1.33% | 1.88% | -0.55% | 78th top |
| Net Interest Spread | 4.08% | 3.32% | +0.76% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 0.94% | -0.56% | 51st above |
| NPA / Total Assets | 0.26% | 0.70% | -0.44% | 55th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 35th below |
| ACL / Total Loans | 1.01% | 1.28% | -0.27% | 27th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 262.57% | 1546.39% | -1283.82% | 56th above |
| Texas Ratio | 2.58% | 7.34% | -4.76% | 57th above |
| Provision / NCO | 114.29% | 1395.24% | -1280.95% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.83% | 12.14% | -2.31% | 28th below |
| Equity / Assets | 9.29% | 11.37% | -2.08% | 32nd below |
| TCE / Tangible Assets | 9.29% | 11.08% | -1.79% | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.89% | 80.66% | -6.77% | 64th above |
| Core Deposit Ratio | 83.32% | 86.85% | -3.53% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.89% | 6.84% | +4.05% | 85th top |
| Loan Growth (Y/Y) | 9.33% | 7.92% | +1.41% | 71st above |
| Deposit Growth (Y/Y) | 10.22% | 6.29% | +3.93% | 83rd top |
See The First National Bank of Evant's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Evant, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Evant profile, how to read a UBPR, or how this data updates.