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The First National Bank of Germantown Locations & Branches Germantown, Ohio
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The First National Bank of Germantown operates 1 branch from its headquarters in Germantown, OH, . Its main office is at 17 N Main St, Germantown, OH 45327.
The First National Bank of Germantown branch network
Its one office is in Germantown, OHIO. It had the same number of branches on June 30, 2025.
The First National Bank of Germantown at a glance
Its CET1 capital ratio was 17.05% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $96.2M
- CET1 ratio, Q2 2026
- 17.05%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1863
Full financial profile · Is The First National Bank of Germantown safe? · The First National Bank of Germantown Q3 2026 call report, filed October 22, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Germantown, OH (1 branch) | 1 of 2 | 59.7% | $85.4M |
| State: OH (1 branch) | 149 of 184 | <0.1% | $85.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
The First National Bank of Germantown's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montgomery, OH (1 branch) | 12 of 20 | 0.8% | $85.4M | $11.19B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dayton-Kettering, OH (1 branch) | 17 of 26 | 0.5% | $85.4M | $16.26B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Germantown | Germantown, OH | 45327 | $85.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6592) · FFIEC NIC profile (RSSD 505916)