First National Bank of Hartford: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 4.2% to -$4.0M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.88% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $22.7M |
| Tier 1 capital | $22.7M |
| Total risk-based capital | — |
| Total equity capital | $19.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.20% |
| Tangible equity to tangible assets | 10.89% |
| Equity capital to average assets | 10.93% |
| Internal capital growth rate | 1.19% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $276K |
| Common stock surplus | $1.0M |
| Retained earnings | $22.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.74% | 8.66% | 8.37% |
| Q4 2023 | 14.57% | 9.87% | 9.47% |
| Q1 2024 | 14.03% | 9.82% | 9.43% |
| Q2 2024 | 14.32% | 9.81% | 9.43% |
| Q3 2024 | 13.97% | 10.50% | 10.12% |
| Q4 2024 | 12.68% | 9.91% | 9.46% |
| Q1 2025 | 12.77% | 10.31% | 9.94% |
| Q2 2025 | 12.56% | 10.52% | 10.16% |
| Q3 2025 | 12.80% | 11.00% | 10.67% |
| Q4 2025 | 12.66% | 11.23% | 10.80% |
| Q1 2026 | 12.86% | 11.20% | 10.89% |
| Q2 2026 | 12.88% | 11.20% | 10.89% |
First National Bank of Hartford regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Hartford, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Hartford profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2804) · FFIEC NIC profile (RSSD 112332)