The First National Bank of McConnelsville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of McConnelsville of McConnelsville, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.34% | -0.05% | 52nd above |
| ROAE | 11.96% | 13.31% | -1.35% | 48th below |
| Net Interest Margin | 4.26% | 3.93% | +0.33% | 68th above |
| Efficiency Ratio | 63.23% | 61.14% | +2.09% | 44th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.64% | 1.68% | -0.04% | 53rd above |
| Yield on Earning Assets | 5.14% | 5.67% | -0.53% | 28th below |
| Cost of Funds | 0.96% | 1.88% | -0.92% | 92nd top |
| Net Interest Spread | 3.86% | 3.32% | +0.54% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.62% | 0.94% | -0.32% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 47th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 80th top |
| ACL / Total Loans | 1.11% | 1.28% | -0.17% | 39th below |
| ACL / NPLs (Coverage) | 179.77% | 1538.96% | -1359.19% | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.67% | 7.33% | -1.66% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.99% | 19.50% | +0.49% | 77th top |
| Tier 1 Ratio | 19.99% | 19.54% | +0.45% | 77th top |
| Total Capital Ratio | 21.24% | 20.62% | +0.62% | 78th top |
| Leverage Ratio | 8.61% | 12.14% | -3.53% | 8th bottom |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.03% | 11.37% | -0.34% | 60th above |
| TCE / Tangible Assets | 8.24% | 11.09% | -2.85% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.07% | 80.64% | -16.57% | 79th top |
| Core Deposit Ratio | 97.87% | 86.86% | +11.01% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.48% | 6.85% | -7.33% | 17th bottom |
| Loan Growth (Y/Y) | 4.54% | 7.90% | -3.36% | 45th below |
| Deposit Growth (Y/Y) | -1.54% | 6.29% | -7.83% | 15th bottom |
See The First National Bank of McConnelsville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of McConnelsville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of McConnelsville profile, how to read a UBPR, or how this data updates.