First National Bank & Trust Company of Newtown: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Deposits to assets: 3.16 percentage points higher than in Q1 2026, at 87.24%. First National Bank & Trust Company of Newtown ranks 34th of 109 Pennsylvania banks on return on assets, in the upper half at 1.35% (Q2 2026). First National Bank & Trust Company of Newtown reported 1.35% on return on assets for Q2 2026, 0.08 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 27.50% |
| Tier 1 risk-based capital ratio | 27.50% |
| Total risk-based capital ratio | 28.26% |
| Tier 1 leverage ratio | 12.95% |
| Equity capital to assets | 9.43% |
| Tangible equity to tangible assets | 9.43% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.73% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.35% |
| Return on equity | 14.46% |
| Net interest margin | 3.37% |
| Efficiency ratio | 57.50% |
| Yield on earning assets | 3.56% |
| Cost of funds | 0.14% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 50.79% |
| Core deposits to total deposits | 99.79% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.24% |
| Securities to assets | 44.69% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 25.75% | 25.75% | 26.53% | 11.17% | 1.39% |
| Q4 2023 | 25.95% | 25.95% | 26.72% | 11.68% | 1.16% |
| Q1 2024 | 26.36% | 26.36% | 26.96% | 11.75% | 1.38% |
| Q2 2024 | 26.77% | 26.77% | 27.39% | 12.00% | 1.34% |
| Q3 2024 | 27.13% | 27.13% | 27.83% | 12.11% | 0.89% |
| Q4 2024 | 26.84% | 26.84% | 27.53% | 12.11% | 1.33% |
| Q1 2025 | 26.82% | 26.82% | 27.48% | 12.23% | 1.19% |
| Q2 2025 | 26.88% | 26.88% | 27.59% | 12.27% | 1.04% |
| Q3 2025 | 27.06% | 27.06% | 27.75% | 12.45% | 1.26% |
| Q4 2025 | 26.81% | 26.81% | 27.57% | 12.76% | 1.18% |
| Q1 2026 | 27.22% | 27.22% | 27.97% | 13.02% | 1.40% |
| Q2 2026 | 27.50% | 27.50% | 28.26% | 12.95% | 1.35% |
First National Bank & Trust Company of Newtown vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank & Trust Company of Newtown, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank & Trust Company of Newtown profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7658) · FFIEC NIC profile (RSSD 1007417)