First Security Bank of Deer Lodge: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 6.31 percentage points higher than in Q1 2026, at 96.96%. First Security Bank of Deer Lodge ranks 5th of 35 Montana banks on loan-to-deposit ratio, in the upper half at 96.96% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. First Security Bank of Deer Lodge sits 29.33 points higher, at 96.96% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $9.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.96% |
| Net loans and leases to deposits | 96.01% |
| Loans and leases to core deposits | 112.63% |
| Core deposits to total deposits | 86.09% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.95% | 92.94% | $0 | $0 |
| Q4 2023 | 101.91% | 93.00% | $0 | $2.0M |
| Q1 2024 | 117.50% | 86.03% | $0 | $8.0M |
| Q2 2024 | 106.45% | 86.64% | $0 | $8.0M |
| Q3 2024 | 100.79% | 88.68% | $0 | $4.0M |
| Q4 2024 | 98.96% | 88.50% | $0 | $0 |
| Q1 2025 | 89.38% | 83.46% | $0 | $0 |
| Q2 2025 | 91.55% | 84.53% | $0 | $0 |
| Q3 2025 | 99.53% | 80.53% | $0 | $0 |
| Q4 2025 | 89.63% | 82.88% | $0 | $0 |
| Q1 2026 | 90.64% | 84.31% | $0 | $0 |
| Q2 2026 | 96.96% | 86.09% | $0 | $0 |
First Security Bank of Deer Lodge liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank of Deer Lodge, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank of Deer Lodge profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20657) · FFIEC NIC profile (RSSD 670654)