First Security Bank of Deer Lodge: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Security Bank of Deer Lodge of Deer Lodge, MT against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.83% | 3.14% | -1.31% | 79th top |
| ROAE | 18.20% | 10.40% | +7.80% | 88th top |
| Net Interest Margin | 4.83% | 3.93% | +0.90% | 82nd top |
| Efficiency Ratio | 63.88% | 76.33% | -12.45% | 63rd above |
| PPNR / Avg Assets | 1.83% | 1.40% | +0.43% | 74th above |
| Yield on Earning Assets | 6.59% | 5.35% | +1.24% | 89th top |
| Cost of Funds | 1.91% | 1.70% | +0.21% | 33rd below |
| Net Interest Spread | 3.96% | 3.31% | +0.65% | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 1.24% | 0.71% | +0.53% | 16th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.97% | 1.49% | -0.52% | 25th below |
| Texas Ratio | 11.05% | 8.24% | +2.81% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.00% | 17.62% | -7.62% | 18th bottom |
| Equity / Assets | 10.37% | 16.44% | -6.07% | 30th below |
| TCE / Tangible Assets | 10.37% | 16.19% | -5.82% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.96% | 72.77% | +24.19% | 13th bottom |
| Core Deposit Ratio | 86.09% | 88.22% | -2.13% | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.51% | 4.33% | -9.84% | 11th bottom |
| Loan Growth (Y/Y) | -0.87% | 6.74% | -7.61% | 36th below |
| Deposit Growth (Y/Y) | -6.39% | 3.79% | -10.18% | 10th bottom |
See First Security Bank of Deer Lodge's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Security Bank of Deer Lodge, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Security Bank of Deer Lodge profile, how to read a UBPR, or how this data updates.