Branch Network
First Shore Federal Savings and Loan Association Locations & Branches Salisbury, Maryland
BankRegReports is independent of First Shore Federal Savings and Loan Association and never asks for online banking logins or passwords.
First Shore Federal Savings and Loan Association operates 7 branches from its headquarters in Salisbury, MD, .
First Shore Federal Savings and Loan Association branch network
Its 7 branches span 2 states and 5 cities. The most are in MARYLAND (5) and DELAWARE (2). MARYLAND holds 93.0% of its branch deposits. Salisbury, MD has the most of its branches, 2. Its largest office by deposits is the Corner of Mt Hermon Branch office in Salisbury, MD, with $119.1M (39.3% of its branch deposits). It had the same number of branches on June 30, 2025.
First Shore Federal Savings and Loan Association at a glance
Its CET1 capital ratio was 27.67% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $366.5M
- CET1 ratio, Q2 2026
- 27.67%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1953
Full financial profile · Is First Shore Federal Savings and Loan Association safe? · First Shore Federal Savings and Loan Association Q3 2026 call report, filed October 27, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Salisbury, MD (2 branches) | 7 of 9 | 8.3% | $162.4M |
| State: MD (5 branches) | 39 of 69 | 0.1% | $282.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Maryland.
Share by county and metro area
First Shore Federal Savings and Loan Association's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wicomico, MD (2 branches) | 6 of 10 | 7.4% | $162.4M | $2.18B |
| Worcester, MD (3 branches) | 7 of 13 | 4.6% | $119.7M | $2.60B |
| Sussex, DE (2 branches) | 18 of 20 | <0.1% | $21.3M | $81.55B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Salisbury, MD-DE (7 branches) | 17 of 26 | 0.4% | $303.4M | $86.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Corner of Mt Hermon Branch | Salisbury, MD | 21804 | $119.1M |
| 1315 Market St Branch | Pocomoke City, MD | 21851 | $61.1M |
| First Shore Federal Savings and Loan Association (main office) | Salisbury, MD | 21801 | $43.3M |
| Ocean Pines Branch | Berlin, MD | 21811 | $37.3M |
| North Main Street Branch | Berlin, MD | 21811 | $21.3M |
| Atlantic Avenue Branch | Millville, DE | 19967 | $15.0M |
| Millsboro Branch | Millsboro, DE | 19966 | $6.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 30680) · FFIEC NIC profile (RSSD 59370)