Bank routing number ยท Florence, Alabama
First Southern Bank Routing Number (ABA): 262283665
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The First Southern Bank routing number is 262283665. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
First Southern Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.65% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $634.0M
- Tier 1 leverage ratio, Q3 2026
- 10.65%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 10 branches
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is First Southern Bank safe? · First Southern Bank call report · Branch locations
First Southern Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 262283665 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; First Southern Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 26, place this number in the Federal Reserve Bank of Atlanta's district (District 6): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 8366, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First Southern Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First Southern Bank checks or in its online banking. Ask the bank for wire instructions (www.firstsouthern.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First Southern Bank
First Southern Bank is headquartered in Florence, Alabama and was established in 1934. It is in the FLORENCE-MUSCLE SHOALS, AL metro area. It reported $634.0M in total assets and $536.5M in deposits for Q3 2026, the 27th largest of the 92 banks headquartered in Alabama. It reports 10 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Florence have a routing number listed here.
What the digits in 262283665 mean
The first four digits, 2622, are the Federal Reserve routing symbol. The prefix 26 places the number in the 6th Federal Reserve District (Atlanta), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 8366, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 20 + 10 = 180, a multiple of 10, so 262283665 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First Southern Bank routing number?
The First Southern Bank routing number is 262283665. It is the primary ABA routing transit number registered to First Southern Bank, headquartered in Florence, AL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the First Southern Bank wire routing number?
This page lists the primary routing number registered to First Southern Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Southern Bank before sending a wire.
Is ABA number 262283665 the routing number for First Southern Bank?
Yes. It is the primary routing number registered to First Southern Bank.
Which bank uses routing number 262283665?
It belongs to First Southern Bank, headquartered in Florence, AL. It is the bank's primary ABA routing number (FDIC certificate 29332).
Routing numbers of similar-size institutions in Alabama
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Regulator records: FDIC BankFind (cert 29332) · FFIEC NIC profile (RSSD 66275)