Branch Network
First Southern State Bank Locations & Branches Stevenson, Alabama
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First Southern State Bank operates 11 branches from its headquarters in Stevenson, AL, .
First Southern State Bank branch network
All 11 branches are in ALABAMA, across 9 cities. Scottsboro, AL has the most of its branches, 2. Its largest office by deposits is the Scottsboro Branch office in Scottsboro, AL, with $171.1M (21.2% of its branch deposits). It had the same number of branches on June 30, 2025.
First Southern State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.59% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $893.5M
- Tier 1 leverage ratio, Q2 2026
- 10.59%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1910
Full financial profile · Is First Southern State Bank safe? · First Southern State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Stevenson, AL (1 branch) | 2 of 2 | 37.2% | $107.3M |
| State: AL (11 branches) | 34 of 131 | 0.6% | $807.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
First Southern State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jackson, AL (4 branches) | 1 of 8 | 28.1% | $333.9M | $1.19B |
| Dekalb, AL (4 branches) | 2 of 8 | 18.3% | $218.5M | $1.19B |
| Cherokee, AL (2 branches) | 1 of 6 | 33.6% | $145.4M | $432.6M |
| Marshall, AL (1 branch) | 9 of 16 | 3.9% | $109.4M | $2.80B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Scottsboro, AL (4 branches) | 1 of 8 | 28.1% | $333.9M | $1.19B |
| Fort Payne, AL (4 branches) | 2 of 8 | 18.3% | $218.5M | $1.19B |
| Albertville, AL (1 branch) | 9 of 16 | 3.9% | $109.4M | $2.80B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Scottsboro Branch | Scottsboro, AL | 35769 | $171.1M |
| Centre Branch | Centre, AL | 35960 | $122.5M |
| Rainsville Branch | Rainsville, AL | 35986 | $110.8M |
| Albertville Branch | Albertville, AL | 35950 | $109.4M |
| First Southern State Bank (main office) | Stevenson, AL | 35772 | $107.3M |
| Fort Payne Branch | Fort Payne, AL | 35967 | $50.1M |
| Crossville Branch | Crossville, AL | 35962 | $44.8M |
| Higdon Branch | Bryant, AL | 35958 | $35.1M |
| Leesburg Branch | Leesburg, AL | 35983 | $22.9M |
| Scottsboro Downtown Branch | Scottsboro, AL | 35768 | $20.5M |
| Fort Payne Branch | Fort Payne, AL | 35968 | $12.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 2829) · FFIEC NIC profile (RSSD 246134)