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Fort Payne, AL Metro Area Bank Deposit Market Share

First State Bank of Dekalb County, Inc. holds the largest share of deposits in the Fort Payne, AL metro area, 23.0%, followed by First Southern State Bank (18.3%) and Regions Bank (18.3%). 8 institutions hold $1.19B at 21 offices as of June 30, 2026, down 0.7% from 2025.

Institutions: 8 Offices: 21 Deposits: $1.19B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First Bank of Alabama (11.15 points, new to this market); The Huntington National Bank (4.63 points, new to this market); First Southern State Bank (0.69 points).

Lost: Regions Bank (-1.09 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First State Bank of Dekalb County, Inc. 4 $273.4M 22.96% +0.51 pts 1.6%
2 First Southern State Bank 4 $218.5M 18.35% +0.69 pts 3.2%
3 Regions Bank 2 $217.8M 18.29% -1.09 pts -6.3%
4 First Bank of Alabama 3 $132.7M 11.15% +11.15 pts New
5 Liberty Bank 3 $118.7M 9.97% +0.55 pts 5.1%
6 Peoples Independent Bank 3 $110.9M 9.31% +0.34 pts 3.0%
7 PNC Bank, N.A. 1 $63.7M 5.35% +0.38 pts 6.8%
8 The Huntington National Bank 1 $55.1M 4.63% +4.63 pts New

About this list

Deposits are those held at each institution's offices in Fort Payne, AL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Dekalb County, AL

Statewide deposits

Alabama

Largest metro areas

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