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First State Bank: Off-Balance-Sheet Exposure

Data as of · Call Report Schedules RC-L and RC-R How we update

Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.

The biggest quarter-over-quarter change on this page was a small one: Unused loan commitments edged up 1.0% between Q1 2026 and Q2 2026, to $3.1M.

Commitments

Commitments for First State Bank, Q2 2026
Line item Q2 2026
Unused loan commitments $3.1M
Letters of credit $634K

Derivatives

Derivatives for First State Bank, Q2 2026
Line item Q2 2026
Total derivatives, notional $0
Interest rate swaps, notional $0
Foreign exchange derivatives, notional $0
Derivatives notional to total assets —

Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.

Trading positions

Trading positions for First State Bank, Q2 2026
Line item Q2 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, First State Bank, oldest first
Quarter Unused commitmentsLetters of credit
Q3 2023 $2.2M $588K
Q4 2023 $1.6M $480K
Q1 2024 $1.4M $728K
Q2 2024 $3.1M $728K
Q3 2024 $3.0M $728K
Q4 2024 $3.1M $1.1M
Q1 2025 $2.6M $1.0M
Q2 2025 $3.0M $1.0M
Q3 2025 $3.0M $1.0M
Q4 2025 $3.0M $744K
Q1 2026 $3.1M $744K
Q2 2026 $3.1M $634K

First State Bank off-balance-sheet exposure, all the way back

Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 8522) · FFIEC NIC profile (RSSD 795249)