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First State Bank of Middlebury Locations & Branches Middlebury, Indiana
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First State Bank of Middlebury operates 6 branches from its headquarters in Middlebury, IN, .
First State Bank of Middlebury branch network
All 6 branches are in INDIANA, across 4 cities. Goshen, IN has the most of its branches, 2. Its largest office by deposits is its main office in Middlebury, IN, with $314.3M (48.2% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank of Middlebury at a glance
Its CET1 capital ratio was 16.45% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $836.2M
- CET1 ratio, Q2 2026
- 16.45%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is First State Bank of Middlebury safe? · First State Bank of Middlebury call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Middlebury, IN (1 branch) | 1 of 3 | 79.8% | $314.3M |
| State: IN (6 branches) | 45 of 129 | 0.3% | $651.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
First State Bank of Middlebury's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Elkhart, IN (5 branches) | 4 of 16 | 12.8% | $619.7M | $4.83B |
| St. Joseph, IN (1 branch) | 11 of 15 | 0.5% | $31.6M | $5.79B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Elkhart-Goshen, IN (5 branches) | 4 of 16 | 12.8% | $619.7M | $4.83B |
| South Bend-Mishawaka, IN-MI (1 branch) | 13 of 17 | 0.5% | $31.6M | $6.18B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank of Middlebury (main office) | Middlebury, IN | 46540 | $314.3M |
| Goshen Branch | Goshen, IN | 46526 | $162.1M |
| Riverwalk Branch | Elkhart, IN | 46516 | $81.6M |
| Cobblestone Crossing Branch | Elkhart, IN | 46516 | $43.5M |
| Eddy Street Office Branch | South Bend, IN | 46617 | $31.6M |
| Greencroft Branch | Goshen, IN | 46526 | $18.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8745) · FFIEC NIC profile (RSSD 967046)