FirstBank Puerto Rico: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
FirstBank Puerto Rico reported all 15 line items on this page on its Q3 2026 filing. Cash and balances due from depository institutions was $462.0M in Q3 2026, down 48.6% from $898.8M in Q3 2025. That is 2.4% of its total assets. Across the 12 quarters shown it ranged from $462.0M (Q3 2026) to $1.33B (Q1 2025).
The standout move of Q3 2026 was in Cash and balances due from depository institutions: 17.6% lower than in Q2 2026, at $462.0M. FirstBank Puerto Rico reported 78.93% on loan-to-deposit ratio for Q3 2026, 7.04 points below the 85.97% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $462.0M |
| Cash and noninterest-bearing balances to assets | 2.40% |
| Cash and securities | $5.40B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
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Borrowed funds
Other borrowed money moved most in this table, up 0.3%: $204.6M in Q2 2026, $205.2M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $23.8M |
| Other borrowed money | $205.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.07% |
| Trading liabilities | $0 |
Funding structure
Loans and leases to core deposits moved most in this table, up 1.30 points: 89.29% in Q2 2026, 90.59% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 78.93% |
| Net loans and leases to deposits | 77.51% |
| Loans and leases to core deposits | 90.59% |
| Core deposits to total deposits | 83.59% |
| Brokered deposits to total deposits | 3.54% |
Liquidity and Borrowings trend
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 73.51% | 85.29% | $0 | $507.9M |
| Q1 2024 | 74.33% | 84.90% | $0 | $508.8M |
| Q2 2024 | 74.85% | 85.30% | $0 | $506.8M |
| Q3 2024 | 76.05% | 85.71% | $0 | $506.6M |
| Q4 2024 | 75.48% | 86.73% | $0 | $505.7M |
| Q1 2025 | 75.20% | 86.14% | $0 | $326.4M |
| Q2 2025 | 77.55% | 85.31% | $0 | $325.5M |
| Q3 2025 | 77.19% | 84.34% | $0 | $293.9M |
| Q4 2025 | 78.58% | 84.21% | $0 | $296.7M |
| Q1 2026 | 78.68% | 85.05% | $0 | $296.7M |
| Q2 2026 | 78.53% | 84.43% | $0 | $204.6M |
| Q3 2026 | 78.93% | 83.59% | $23.8M | $205.2M |
FirstBank Puerto Rico liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full FirstBank Puerto Rico profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 30387) · FFIEC NIC profile (RSSD 510871)