Bank routing number ยท Grand Island, Nebraska
Five Points Bank Routing Number (ABA): 104901678
BankRegReports is independent of Five Points Bank and never asks for online banking logins or passwords.
The Five Points Bank routing number is 104901678. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Five Points Bank at a glance
Its CET1 capital ratio was 13.48% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.24B
- CET1 ratio, Q2 2026
- 13.48%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 16 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1971
Full financial profile · Is Five Points Bank safe? · Five Points Bank call report · Branch locations
Five Points Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 104901678 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Five Points Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0167, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Five Points Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Five Points Bank checks or in its online banking. Ask the bank for wire instructions (www.5pointsbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Five Points Bank
Five Points Bank is headquartered in Grand Island, Nebraska and was established in 1971. It is in the GRAND ISLAND, NE metro area. It reported $2.24B in total assets and $2.04B in deposits for Q2 2026, the 6th largest of the 138 banks headquartered in Nebraska. It reports 16 domestic offices. Its deposits have been FDIC insured since 1971. Its primary federal regulator is the Federal Reserve. 3 other banks and credit unions headquartered in Grand Island have a routing number listed here.
What the digits in 104901678 mean
The first four digits, 1049, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0167, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 16 + 7 x 7 + 13 = 110, a multiple of 10, so 104901678 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Five Points Bank routing number?
The Five Points Bank routing number is 104901678. It is the primary ABA routing transit number registered to Five Points Bank, headquartered in Grand Island, NE. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Five Points Bank wire routing number?
This page lists the primary routing number registered to Five Points Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Five Points Bank before sending a wire.
Is ABA number 104901678 the routing number for Five Points Bank?
Yes. It is the primary routing number registered to Five Points Bank.
Which bank uses routing number 104901678?
It belongs to Five Points Bank, headquartered in Grand Island, NE. It is the bank's primary ABA routing number (FDIC certificate 20488).
Routing numbers of similar-size institutions in Nebraska
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Regulator records: FDIC BankFind (cert 20488) · FFIEC NIC profile (RSSD 554857)