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FNB Bank, Inc.: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Cash and balances due from depository institutions dropped 24.2% in Q2 2026, from $78.0M to $59.1M. It was the largest change from Q1 2026 among the key lines here. FNB Bank, Inc. ranks 24th of 120 Kentucky banks on total assets, in the upper half at $770.0M (Q2 2026). FNB Bank, Inc.'s total assets of $770.0M is well above the $327.0M median for banks in the $100M-1B asset tier, a gap of 135% (Q2 2026).

Assets

Assets for FNB Bank, Inc., Q2 2026
Line item Q2 2026
Total assets $770.0M
Cash and balances due from depository institutions $59.1M
Total securities $176.2M
Fed funds sold and reverse repos $0
Net loans and leases $508.4M
Loans held for sale $517K
Trading account assets $0
Premises and fixed assets $14.4M
Other real estate owned $410K
Goodwill and other intangibles $1.5M
All other assets $10.0M

Liabilities

Liabilities for FNB Bank, Inc., Q2 2026
Line item Q2 2026
Total liabilities $710.2M
Total deposits $706.4M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $3.8M

Equity capital

Equity capital for FNB Bank, Inc., Q2 2026
Line item Q2 2026
Total equity capital $59.8M
Common stock $20K
Common stock surplus $40.8M
Retained earnings $26.5M
Preferred stock and surplus $0
Accumulated other comprehensive income -$7.5M
Total liabilities and equity capital $770.0M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, FNB Bank, Inc., oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $645.2M $602.1M $443.7M $161.7M $12.9M
Q4 2023 $674.8M $627.9M $463.0M $165.3M $19.4M
Q1 2024 $677.8M $631.4M $466.5M $159.2M $23.0M
Q2 2024 $669.8M $622.9M $469.0M $160.7M $11.0M
Q3 2024 $676.9M $625.7M $469.7M $164.1M $14.3M
Q4 2024 $690.0M $640.7M $474.7M $158.4M $26.7M
Q1 2025 $708.5M $655.6M $471.7M $156.8M $51.3M
Q2 2025 $721.5M $666.7M $481.9M $156.6M $54.7M
Q3 2025 $729.0M $670.4M $491.9M $163.2M $46.2M
Q4 2025 $750.4M $690.8M $502.7M $161.3M $59.1M
Q1 2026 $765.9M $706.5M $496.3M $164.8M $78.0M
Q2 2026 $770.0M $710.2M $508.4M $176.2M $59.1M

FNB Bank, Inc. balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

Unlock FNB Bank, Inc., free

Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FNB Bank, Inc. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 2759) · FFIEC NIC profile (RSSD 400141)