Branch Network
FNB Oxford Bank Locations & Branches Oxford, Mississippi
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FNB Oxford Bank operates 7 branches from its headquarters in Oxford, MS, .
FNB Oxford Bank branch network
All 7 branches are in MISSISSIPPI, across 3 cities. Oxford, MS has the most of its branches, 4. Its largest office by deposits is its main office in Oxford, MS, with $631.2M (80.2% of its branch deposits). On June 30, 2025 it had 6 branches, 1 fewer than in 2026.
FNB Oxford Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.87% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $939.7M
- Tier 1 leverage ratio, Q2 2026
- 11.87%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is FNB Oxford Bank safe? · FNB Oxford Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Oxford, MS (4 branches) | 1 of 16 | 33.1% | $707.0M |
| State: MS (7 branches) | 19 of 80 | 0.9% | $786.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Mississippi.
Share by county and metro area
FNB Oxford Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lafayette, MS (4 branches) | 1 of 17 | 32.3% | $707.0M | $2.19B |
| Lee, MS (2 branches) | 8 of 14 | 0.9% | $44.6M | $4.77B |
| Yalobusha, MS (1 branch) | 3 of 4 | 12.1% | $35.4M | $293.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Oxford, MS (4 branches) | 1 of 17 | 32.3% | $707.0M | $2.19B |
| Tupelo, MS (2 branches) | 11 of 15 | 0.7% | $44.6M | $6.50B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| FNB Oxford Bank (main office) | Oxford, MS | 38655 | $631.2M |
| George G. Pat Patterson Parkway Branch | Oxford, MS | 38655 | $54.9M |
| Fnb Tupelo A Branch of Fnb Oxford Bank | Tupelo, MS | 38804 | $44.5M |
| Fnb Water Valley Branch | Water Valley, MS | 38965 | $35.4M |
| Sisk Avenue Branch | Oxford, MS | 38655 | $18.0M |
| Medical Center Branch | Oxford, MS | 38655 | $2.9M |
| Tupelo West Branch | Tupelo, MS | 38801 | $92K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5005) · FFIEC NIC profile (RSSD 590640)