Fox Valley Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fox Valley Savings Bank of Fond du Lac, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.32% | 1.35% | -1.03% | 8th bottom |
| ROAE | 2.31% | 12.06% | -9.75% | 8th bottom |
| Net Interest Margin | 2.80% | 3.90% | -1.10% | 6th bottom |
| Efficiency Ratio | 89.06% | 63.14% | +25.92% | 6th bottom |
| PPNR / Avg Assets | 0.28% | 1.64% | -1.36% | 5th bottom |
| Yield on Earning Assets | 4.43% | 5.65% | -1.22% | 8th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.82% | 1.85% | -0.03% | 49th below |
| Net Interest Spread | 2.49% | 3.35% | -0.86% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 0.92% | -0.40% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.67% | -0.32% | 47th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 47th below |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 29th below |
| ACL / NPLs (Coverage) | 198.22% | 1645.75% | -1447.53% | 48th below |
| Texas Ratio | 2.37% | 7.15% | -4.78% | 59th above |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.44% | 12.46% | +2.98% | 88th top |
| Equity / Assets | 13.95% | 11.67% | +2.28% | 84th top |
| TCE / Tangible Assets | 13.95% | 11.40% | +2.55% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.51% | 78.64% | +7.87% | 36th below |
| Core Deposit Ratio | 94.11% | 87.09% | +7.02% | 80th top |
| Wholesale Funding Ratio | 7.34% | 5.11% | +2.23% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.87% | 6.48% | -3.61% | 39th below |
| Loan Growth (Y/Y) | 11.41% | 7.64% | +3.77% | 78th top |
| Deposit Growth (Y/Y) | -1.06% | 6.03% | -7.09% | 18th bottom |
See Fox Valley Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fox Valley Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fox Valley Savings Bank profile, how to read a UBPR, or how this data updates.