Fox Valley Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 7.01 percentage points lower than in Q1 2026, at 198.22%. On return on assets, Fox Valley Savings Bank is 7th from the bottom among 153 Wisconsin banks, 0.32% (Q2 2026). Fox Valley Savings Bank's return on assets of 0.32% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.94 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.44% |
| Equity capital to assets | 13.95% |
| Tangible equity to tangible assets | 13.95% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.52% |
| Non-performing assets ratio | 0.35% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 2.37% |
| Allowance for credit losses to loans | 1.02% |
| Reserve coverage of non-performing loans | 198.22% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.32% |
| Return on equity | 2.31% |
| Net interest margin | 2.80% |
| Efficiency ratio | 89.06% |
| Yield on earning assets | 4.43% |
| Cost of funds | 1.82% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.51% |
| Core deposits to total deposits | 94.11% |
| Brokered deposits to total deposits | 0.66% |
| Deposits to assets | 77.80% |
| Securities to assets | 23.74% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.53% | 0.15% | 2.22% | 0.45% | 0.00% |
| Q4 2023 | 16.64% | -0.17% | 2.07% | 0.44% | 0.01% |
| Q1 2024 | 16.60% | -0.22% | 1.87% | 0.41% | 0.00% |
| Q2 2024 | 16.52% | -0.02% | 1.86% | 0.37% | 0.00% |
| Q3 2024 | 16.37% | -0.07% | 1.89% | 0.41% | 0.02% |
| Q4 2024 | 16.14% | -0.10% | 2.01% | 0.41% | 0.06% |
| Q1 2025 | 16.05% | -0.02% | 2.05% | 0.50% | 0.02% |
| Q2 2025 | 16.14% | 0.08% | 2.19% | 0.45% | 0.00% |
| Q3 2025 | 15.96% | 0.22% | 2.26% | 0.42% | 0.00% |
| Q4 2025 | 15.70% | 0.25% | 2.69% | 0.49% | 0.00% |
| Q1 2026 | 15.34% | 0.03% | 2.51% | 0.52% | 0.00% |
| Q2 2026 | 15.44% | 0.32% | 2.80% | 0.52% | 0.00% |
Fox Valley Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fox Valley Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fox Valley Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29188) · FFIEC NIC profile (RSSD 835770)