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FVCbank: Non-Performing Assets Ratio

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0.48% Ranks #1,534 of 3,642 U.S. banks · 58th percentile

Data as of · sourced from FFIEC call reports. How we update

FVCbank reported a non-performing assets ratio of 0.48% as of Q2 2026, ranking #1,534 of 3,642 U.S. banks (58th percentile). That is unchanged from a year earlier, and above the 0.41% median of the 880 banks with $1B to $10B in assets. The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 0.48%
Q1 2026 0.52%
Q4 2025 0.48%
Q3 2025 0.48%
Q2 2025 0.47%
Q1 2025 0.48%
Q4 2024 0.59%
Q3 2024 0.16%
Q2 2024 0.14%
Q1 2024 0.14%
Q4 2023 0.08%
Q3 2023 0.07%

Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.

National Context

Latest value 0.48%
National rank#1,534 of 3,642
Percentile 58th
12-quarter low0.07%
12-quarter high0.59%

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.

Non-Performing Assets Ratio: definition, formula and benchmarks →

Frequently asked questions

What is FVCbank's Non-Performing Assets Ratio?

FVCbank's Non-Performing Assets Ratio was 0.48% as of Q2 2026, ranking #1534 of 3,642 U.S. banks.

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full FVCbank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58696) · FFIEC NIC profile (RSSD 3614976)