Garfield County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Garfield County Bank of Jordan, MT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.27% | 1.34% | -0.07% | 50th above |
| ROAE | 8.21% | 13.31% | -5.10% | 27th below |
| Net Interest Margin | 4.15% | 3.93% | +0.22% | 62nd above |
| Efficiency Ratio | 57.94% | 61.14% | -3.20% | 60th above |
| PPNR / Avg Assets | 1.72% | 1.68% | +0.04% | 58th above |
| Yield on Earning Assets | 5.73% | 5.67% | +0.06% | 56th above |
| Cost of Funds | 1.92% | 1.88% | +0.04% | 42nd below |
| Net Interest Spread | 3.41% | 3.32% | +0.09% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.39% | 0.94% | +0.45% | 20th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.70% | -0.08% | 33rd below |
| NCO / Avg Loans | 0.50% | 0.16% | +0.34% | 6th bottom |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 69th above |
| ACL / NPLs (Coverage) | 98.20% | 1538.84% | -1440.64% | 27th below |
| Texas Ratio | 24.09% | 7.33% | +16.76% | 5th bottom |
| Provision / NCO | 0.00% | 1395.71% | -1395.71% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.82% | 12.14% | +3.68% | 89th top |
| Equity / Assets | 14.95% | 11.37% | +3.58% | 88th top |
| TCE / Tangible Assets | 14.95% | 11.09% | +3.86% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.10% | 80.64% | -27.54% | 89th top |
| Core Deposit Ratio | 91.74% | 86.86% | +4.88% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.71% | 6.85% | +7.86% | 91st top |
| Loan Growth (Y/Y) | -4.50% | 7.90% | -12.40% | 8th bottom |
| Deposit Growth (Y/Y) | 16.29% | 6.29% | +10.00% | 92nd top |
See Garfield County Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Garfield County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Garfield County Bank profile, how to read a UBPR, or how this data updates.