Gateway First Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Gateway First Bank of Jenks, OK against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.16% | 1.34% | -0.18% | 40th below |
| ROAE | 8.19% | 12.34% | -4.15% | 19th bottom |
| Net Interest Margin | 3.31% | 3.83% | -0.52% | 26th below |
| Efficiency Ratio | 77.66% | 58.97% | +18.69% | 8th bottom |
| PPNR / Avg Assets | 1.55% | — | — | 37th below |
| Yield on Earning Assets | 5.52% | 5.71% | -0.19% | 49th below |
| Cost of Funds | 2.24% | 2.02% | +0.22% | 34th below |
| Net Interest Spread | 2.41% | — | — | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.36% | 0.87% | +3.49% | 1st bottom |
| NPA / Total Assets | 3.64% | — | — | 1st bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.43% | -0.40% | 49th below |
| ACL / Total Loans | 0.74% | — | — | 10th bottom |
| ACL / NPLs (Coverage) | 16.93% | — | — | 1st bottom |
| Texas Ratio | 16.76% | 5.48% | +11.28% | 4th bottom |
| Provision / NCO | 126.89% | — | — | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.45% | 14.99% | +0.46% | 74th above |
| Tier 1 Ratio | 15.45% | 15.02% | +0.43% | 73rd above |
| Total Capital Ratio | 16.16% | — | — | 69th above |
| Leverage Ratio | 14.14% | 11.11% | +3.03% | 90th top |
| Equity / Assets | 13.68% | 11.02% | +2.66% | 88th top |
| TCE / Tangible Assets | 13.46% | — | — | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 124.32% | 86.99% | +37.33% | 2nd bottom |
| Core Deposit Ratio | 73.81% | 85.57% | -11.76% | 12th bottom |
| Uninsured Deposit Ratio | 17.92% | 33.19% | -15.27% | 88th top |
| Wholesale Funding Ratio | 19.82% | — | — | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.35% | — | — | 42nd below |
| Loan Growth (Y/Y) | 6.06% | — | — | 51st above |
| Deposit Growth (Y/Y) | 7.01% | — | — | 61st above |
See Gateway First Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Gateway First Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Gateway First Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Gateway First Bank peer analysis.