Bank call report · Jenks, OK
Gateway First Bank Call Report
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Gateway First Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 509 reported line items, schedule by schedule (869 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3851427 |
| FDIC certificate number | 15118 |
| Total assets | $2.06B |
Official Q2 2026 call report PDF (FFIEC) →
Gateway First Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Gateway First Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.06B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.06B |
| Total Liabilities and Minority Interest | RCON2948 | $1.78B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.38B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.37B |
| Total Deposits | RCON2200 | $1.29B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $892.0M |
| Other Borrowed Money | RCON3190 | $408.7M |
| Deposits: Noninterest-bearing | RCON6631 | $395.3M |
| Total Equity Capital | RCON3210 | $282.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $282.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $233.1M |
| Loans and Leases Held for Sale | RCON5369 | $221.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $137.9M |
| Interest-bearing Balances | RCON0071 | $137.7M |
| Intangible Assets | RCON2143 | $93.4M |
| Other Liabilities, Total | RCON2930 | $83.9M |
| Other Assets | RCON2160 | $67.8M |
| Surplus | RCON3839 | $51.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $26.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $11.8M |
| Other Real Estate Owned | RCON2150 | $5.2M |
| Goodwill | RCON3163 | $4.5M |
| Held-to-maturity Securities, Total | RCON1754 | $3.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $3.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.2M |
| Other Components of Equity Capital | RCONA130 | -$826K |
| Federal Funds Sold | RCONB987 | $88K |
Schedule RI: Income Statement (48 items)
About Schedule RI · Gateway First Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $53.6M |
| Total Interest Income | RIAD4107 | $49.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $44.7M |
| Total Noninterest Income | RIAD4079 | $42.1M |
| Salaries and Employee Benefits | RIAD4135 | $33.0M |
| Net Interest Income | RIAD4074 | $29.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $22.1M |
| Total Interest Expense | RIAD4073 | $20.3M |
| Net Servicing Fees | RIADB492 | $18.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $17.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $17.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $17.0M |
| Other Noninterest Expense | RIAD4092 | $16.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $13.5M |
| Net Income (Loss) | RIAD4340 | $13.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $13.5M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $11.5M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $10.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $6.9M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $5.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.4M |
| Applicable Income Taxes | RIAD4302 | $4.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.0M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $1.9M |
| Other Noninterest Income | RIADB497 | $1.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.4M |
| Other Interest Income | RIAD4518 | $890K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $868K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $868K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $477K |
| Provision for Loan and Lease Losses | RIAD4230 | $473K |
| Interest on Other Securities | RIAD4060 | $443K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $361K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $340K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $116K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $97K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $78K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $44K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $37K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $23K |
| Income from Lease Financing Receivables | RIAD4065 | $23K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 612 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (34 items)
About Schedule RC-B · Gateway First Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $4.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $4.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $54.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $54.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $31.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $29.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $139.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $45.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $29.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $19.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $19.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $17.4M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $17.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $15.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $13.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $13.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $7.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $6.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $6.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $6.0M |
| Pledged Securities | RCON0416 | $4.4M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $3.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $2.9M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $2.9M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $2.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $2.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.4M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $31K |
Schedule RC-C, Part I: Loans and Leases (40 items)
About Schedule RC-C, Part I · Gateway First Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.60B |
| Pledged Loans and Leases | RCONG378 | $870.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $633.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $541.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $329.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $313.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $264.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $239.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $162.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $148.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $131.3M |
| Commercial and Industrial Loans | RCON1766 | $126.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $126.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $116.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $116.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $99.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $93.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $83.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $66.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $43.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $38.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $33.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $26.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $18.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $17.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $10.8M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $9.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $8.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $7.7M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.7M |
| All Other Lease Financing Receivables | RCONF163 | $1.5M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $1.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $502K |
| Other Loans | RCONJ464 | $502K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $404K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $29K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $20.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $5.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $649K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $139K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 109 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 87 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 73 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 43 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 30 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 28 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 21 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 16 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · Gateway First Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $867.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $728.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $419.5M |
| Total Transaction Accounts | RCON2215 | $419.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $389.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $362.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $337.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $336.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $263.6M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $260.6M |
| Total Brokered Deposits | RCON2365 | $260.6M |
| Total reciprocal deposits | RCONJH83 | $215.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $200.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $139.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $135.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $114.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $114.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $103.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $97.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $73.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $65.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $42.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $39.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $39.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $26.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $25.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $20.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $20.6M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $11.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $8.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $4.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.8M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $3.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.1M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $214K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $28.4M |
| Other Assets | RCON2168 | $26.9M |
| Accounts Receivable | RCONFT34 | $14.0M |
| Accrued Interest Receivable | RCONB556 | $7.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $5.1M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $53.2M |
| Operating lease liabilities | RCONLB56 | $22.4M |
| Net Deferred Tax Liabilities | RCON3049 | $15.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $13.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $970K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $952K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Gateway First Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.97B |
| Quarterly Average of Total Loans | RCON3360 | $1.57B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $704.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $628.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $451.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $358.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $286.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $155.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $146.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $122.1M |
| Mortgage-backed Securities | RCONB559 | $96.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $78.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $39.1M |
| All Other Securities | RCONB560 | $22.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $19.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $6.8M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $1.6M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $109K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (25 items)
About Schedule RC-L · Gateway First Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $15.1M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $15.1M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $673.6M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $292.9M |
| Interest Rate Forward Contracts | RCON8697 | $251.2M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $129.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $90.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $88.2M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $64.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $50.2M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $15.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $14.2M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $5.2M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $3.8M |
| Total Gross Notional Amount of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8728 | $1.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.1M |
| Commercial and Similar Letters of Credit | RCON3411 | $850K |
| Purchased OTC Commodity and Other OTC Option Contracts | RCON8716 | $684K |
| Written OTC Commodity and Other OTC Option Contracts | RCON8712 | $684K |
| Commodity and Other Swaps | RCON8720 | $415K |
| Gross Positive Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8744 | $394K |
| Gross Negative Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8748 | $320K |
| Performance Standby Letters of Credit | RCON3821 | $303K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $6K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · Gateway First Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $340.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $340.9M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $114.0M |
| Mortgage Servicing Assets | RCON3164 | $88.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $30.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $23.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $14.8M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $14.8M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $5.2M |
| All other intangible assets | RCONJF76 | $649K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (29 items)
About Schedule RC-N · Gateway First Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $42.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $36.4M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $33.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $32.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $28.2M |
| Additions to Nonaccrual Assets | RCONC410 | $26.8M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCONK037 | $26.6M |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 90 Days or More and Still Accruing | RCONK043 | $25.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $22.2M |
| Loans and Leases Held for Sale-past Due 90 Days or More and Still Accruing | RCONC241 | $19.6M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $11.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $8.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 90 Days or More and Still Accruing | RCONF662 | $7.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing | RCONHK27 | $7.0M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $1.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.7M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCONK040 | $975K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $850K |
| Loans and Leases Held for Sale-past Due 30 Thru 89 Days and Still Accruing | RCONC240 | $825K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $825K |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 30 Through 89 Days and Still Accruing | RCONK042 | $825K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $614K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $548K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $331K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $234K |
| All Other Loans - Nonaccrual | RCON5461 | $174K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $150K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $46K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Gateway First Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.97B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.29B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $856.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $423.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $277.6M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $230.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $7.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $850K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 9,637 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 386 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 185 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $684.5M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $551.8M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $221.6M |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $193.6M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $13.9M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $223K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $221.6M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $221.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $365.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $347.8M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $221.6M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $217.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $137.9M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $120.6M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $17.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $17.2M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $5.6M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $5.6M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $4.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $4.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $4.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $4.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG549 | $2.7M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $2.7M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements | RCONG574 | $2.7M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $2.7M |
| Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG554 | $2.4M |
| Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG551 | $2.4M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Gateway First Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.80B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Gateway First Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.97B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.97B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.80B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $290.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $282.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $278.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $278.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $278.1M |
| Retained Earnings | RCOAKW00 | $233.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $50.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $12.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $12.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $12.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $5.2M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $4.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.2M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $650K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1616 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1545 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1545 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1414 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0816 |
Schedule RC-R, Part II: Risk-Weighted Assets (86 items)
About Schedule RC-R, Part II · Gateway First Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Risk-weighted Assets | RCONG641 | $1.80B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.80B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.09B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.09B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.01B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $837.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $837.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $469.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $469.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $465.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $368.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $251.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $238.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $238.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $234.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $220.6M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $202.0M |
| Total All Other Assets | RCOND981 | $192.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $188.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $184.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $140.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $139.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $137.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $136.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $115.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $108.2M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $102.0M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $99.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $96.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $93.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $88.2M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $88.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $88.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $87.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $76.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $76.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $71.5M |
| Off-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCONS499 | $56.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $54.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $54.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $50.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $50.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $47.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $45.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $42.2M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $30.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $27.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $27.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $26.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $26.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $23.8M |
| Total Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS423 | $19.6M |
| Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS426 | $18.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $15.1M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $8.8M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $8.4M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $6.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $5.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$5.0M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $3.4M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $3.2M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $3.0M |
| Total Held-to-maturity Securities | RCOND961 | $3.0M |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $2.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $2.5M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $2.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.1M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.0M |
| Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 50 Pct Risk Weight Category | RCONS427 | $975K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - One Year or Less | RCONS600 | $381K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $302K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $291K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $170K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $151K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $151K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $117K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over One Year Through Five Years | RCONS601 | $105K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $88K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $88K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $58K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $58K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$23K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $13.29B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans | RCONB705 | $462.6M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $259.8M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $259.8M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $66.5M |
| Past Due Loan Amounts Included in Item 1: 30-89 Day - 1-4 Family Residential Loans | RCONB733 | $18.9M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans | RCONB740 | $14.8M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $8.8M |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $8K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $282.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $269.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $269.5M |
| Other Comprehensive Income | RIADB511 | -$884K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · Gateway First Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $271K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $138K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $134K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $131K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $90K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $36K |
| Charge-offs on Automobile Loans | RIADK129 | $7K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Gateway First Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $11.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $11.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $271K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $33K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $23K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $14K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$10K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.38B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $489.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $459.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $259.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $164.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $11.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $6.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $6.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $3.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $41K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $23K |
| Held to Maturity Securities, Total | RCONJJ25 | $23K |
Schedule RI-E: Explanations (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $6.3M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.3M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1.3M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $275K |
Gateway First Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Gateway First Bank call report?
The Gateway First Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Gateway First Bank file?
Gateway First Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Gateway First Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Gateway First Bank has Federal Reserve RSSD ID 3851427 and FDIC certificate number 15118. Either one finds its filings on the FFIEC Central Data Repository.
How often does Gateway First Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Gateway First Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 15118) · FFIEC NIC profile (RSSD 3851427)