Global Innovations Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Global Innovations Bank of Kiester, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.06% | 1.35% | +0.71% | 87th top |
| ROAE | 25.49% | 12.05% | +13.44% | 96th top |
| Net Interest Margin | 3.78% | 3.90% | -0.12% | 41st below |
| Efficiency Ratio | 63.25% | 63.15% | +0.10% | 44th below |
| PPNR / Avg Assets | 3.04% | 1.64% | +1.40% | 96th top |
| Yield on Earning Assets | 6.23% | 5.65% | +0.58% | 78th top |
| Cost of Funds | 2.22% | 1.85% | +0.37% | 25th below |
| Net Interest Spread | 3.45% | 3.35% | +0.10% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 83rd top |
| ACL / Total Loans | 0.95% | 1.28% | -0.33% | 21st bottom |
| Texas Ratio | 0.23% | 7.15% | -6.92% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.57% | 20.84% | -9.27% | 13th bottom |
| Tier 1 Ratio | 11.57% | 20.87% | -9.30% | 13th bottom |
| Total Capital Ratio | 12.48% | 21.94% | -9.46% | 11th bottom |
| Leverage Ratio | 8.47% | 12.47% | -4.00% | 6th bottom |
| Equity / Assets | 8.09% | 11.67% | -3.58% | 14th bottom |
| TCE / Tangible Assets | 8.09% | 11.40% | -3.31% | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.82% | 78.65% | -5.83% | 66th above |
| Core Deposit Ratio | 66.62% | 87.10% | -20.48% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.45% | 6.47% | +14.98% | 96th top |
| Loan Growth (Y/Y) | 58.50% | 7.62% | +50.88% | 99th top |
| Deposit Growth (Y/Y) | 21.46% | 6.02% | +15.44% | 95th top |
See Global Innovations Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Global Innovations Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Global Innovations Bank profile, how to read a UBPR, or how this data updates.