Gold Coast Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
On its Q1 2026 filing, Gold Coast Bank reported 8 of the 9 line items on this page. It did not report foreign exchange derivatives, notional. Unused loan commitments was $38.7M in Q1 2026, up 12.0% from $34.5M in Q1 2025. That is 8.3% of its total assets. Across the 12 quarters shown it ranged from $25.3M (Q3 2023) to $39.7M (Q4 2025).
What the off-balance-sheet exposure page covers and where each line comes from.
The standout move of Q1 2026 was in Total derivatives, notional: 241.7% higher than in Q4 2025, at $23.9M.
Commitments
| Line item | Q1 2026 |
|---|---|
| Unused loan commitments | $38.7M |
| Letters of credit | $527K |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Derivatives
| Line item | Q1 2026 |
|---|---|
| Total derivatives, notional | $23.9M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | — |
| Derivatives notional to total assets | 5.17% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Trading positions
| Line item | Q1 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q1 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q2 2023 | $26.2M | $147K | 3.75% |
| Q3 2023 | $25.3M | $1.0M | 2.23% |
| Q4 2023 | $26.1M | $1.0M | 0.48% |
| Q1 2024 | $27.7M | $166K | 1.22% |
| Q2 2024 | $26.8M | $416K | 3.64% |
| Q3 2024 | $30.1M | $457K | 3.18% |
| Q4 2024 | $35.8M | $607K | 1.39% |
| Q1 2025 | $34.5M | $607K | 2.68% |
| Q2 2025 | $34.0M | $607K | 1.72% |
| Q3 2025 | $34.8M | $607K | 5.20% |
| Q4 2025 | $39.7M | $607K | 1.52% |
| Q1 2026 | $38.7M | $527K | 5.17% |
Gold Coast Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q1 2026. How these pages are built. See the full Gold Coast Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58556) · FFIEC NIC profile (RSSD 3593307)