Branch Network
Goldwater Bank, N.A. Locations & Branches Phoenix, Arizona
BankRegReports is independent of Goldwater Bank, N.A. and never asks for online banking logins or passwords.
Goldwater Bank, N.A. operates 2 branches from its headquarters in Phoenix, AZ, .
Goldwater Bank, N.A. branch network
Both branches are in ARIZONA, across 2 cities. Its largest office by deposits is the Goldwater Bank, N.A. office in Phoenix, AZ, with $342.9M (84.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Goldwater Bank, N.A. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $551.9M
- Tier 1 leverage ratio, Q2 2026
- 11.13%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 2007
Full financial profile · Is Goldwater Bank, N.A. safe? · Goldwater Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Phoenix, AZ (1 branch) | 17 of 33 | 0.3% | $342.9M |
| State: AZ (2 branches) | 29 of 57 | 0.2% | $408.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Arizona.
Share by county and metro area
Goldwater Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Maricopa, AZ (1 branch) | 26 of 55 | 0.2% | $342.9M | $186.33B |
| Mohave, AZ (1 branch) | 9 of 10 | 1.5% | $65.4M | $4.46B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Phoenix-Mesa-Chandler, AZ (1 branch) | 26 of 55 | 0.2% | $342.9M | $189.69B |
| Lake Havasu City-Kingman, AZ (1 branch) | 9 of 10 | 1.5% | $65.4M | $4.46B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Goldwater Bank, N.A. | Phoenix, AZ | 85016 | $342.9M |
| Lake Havasu City Branch | Lake Havasu City, AZ | 86403 | $65.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58405) · FFIEC NIC profile (RSSD 3592047)