Goppert Financial Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Goppert Financial Bank of Lathrop, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.34% | -0.06% | 51st above |
| ROAE Behind the peer average, ahead of the median peer. | 12.89% | 13.31% | -0.42% | 53rd above |
| Net Interest Margin | 4.06% | 3.93% | +0.13% | 57th above |
| Efficiency Ratio | 57.80% | 61.14% | -3.34% | 60th above |
| PPNR / Avg Assets | 1.75% | 1.68% | +0.07% | 59th above |
| Yield on Earning Assets | 5.77% | 5.67% | +0.10% | 58th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.84% | 1.88% | -0.04% | 47th below |
| Net Interest Spread | 3.40% | 3.32% | +0.08% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 36th below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.07% | 12.14% | -2.07% | 33rd below |
| Equity / Assets | 10.06% | 11.37% | -1.31% | 45th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.06% | 11.09% | -1.03% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.34% | 80.64% | -5.30% | 61st above |
| Core Deposit Ratio | 95.99% | 86.86% | +9.13% | 89th top |
| Wholesale Funding Ratio | 3.35% | 5.03% | -1.68% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.82% | 6.85% | +3.97% | 85th top |
| Loan Growth (Y/Y) | 17.39% | 7.90% | +9.49% | 90th top |
| Deposit Growth (Y/Y) | 11.69% | 6.29% | +5.40% | 87th top |
See Goppert Financial Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Goppert Financial Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Goppert Financial Bank profile, how to read a UBPR, or how this data updates.