Great Plains State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great Plains State Bank of Petersburg, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.40% | 1.34% | +0.06% | 58th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.62% | 13.32% | -0.70% | 52nd above |
| Net Interest Margin | 3.39% | 3.93% | -0.54% | 23rd bottom |
| Efficiency Ratio | 50.12% | 61.14% | -11.02% | 80th top |
| PPNR / Avg Assets | 2.13% | 1.68% | +0.45% | 77th top |
| Yield on Earning Assets | 6.14% | 5.67% | +0.47% | 74th above |
| Cost of Funds | 3.04% | 1.88% | +1.16% | 5th bottom |
| Net Interest Spread | 2.74% | 3.32% | -0.58% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.08% | 0.94% | +2.14% | 6th bottom |
| NPA / Total Assets | 2.66% | 0.70% | +1.96% | 5th bottom |
| NCO / Avg Loans | 0.34% | 0.16% | +0.18% | 9th bottom |
| ACL / Total Loans | 1.52% | 1.28% | +0.24% | 80th top |
| ACL / NPLs (Coverage) | 49.49% | 1546.74% | -1497.25% | 10th bottom |
| Texas Ratio | 29.22% | 7.33% | +21.89% | 3rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 177.94% | 1395.57% | -1217.63% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.81% | 12.14% | -1.33% | 47th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.76% | 11.37% | -0.61% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.76% | 11.08% | -0.32% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.88% | 80.66% | +11.22% | 24th bottom |
| Core Deposit Ratio | 84.12% | 86.85% | -2.73% | 28th below |
| Wholesale Funding Ratio | 1.53% | 5.04% | -3.51% | 75th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.83% | 6.84% | -2.01% | 53rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.51% | 7.92% | -0.41% | 63rd above |
| Deposit Growth (Y/Y) | 9.22% | 6.29% | +2.93% | 80th top |
See Great Plains State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great Plains State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great Plains State Bank profile, how to read a UBPR, or how this data updates.