Great Plains State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Cost of borrowings, which fell 0.69 percentage points to 4.33%. Great Plains State Bank ranks 108th of 138 Nebraska banks on net interest margin, in the lower half at 3.39% (Q2 2026). Great Plains State Bank reported 3.39% on net interest margin for Q2 2026, 0.56 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.14% |
| Yield on loans | 6.72% |
| Yield on securities | 3.40% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.04% |
| Cost of interest-bearing deposits | 3.38% |
| Cost of interest-bearing liabilities | 3.40% |
| Cost of borrowings | 4.33% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.39% |
| Yield to cost spread | 2.74% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.2M |
| Total interest expense | $2.6M |
| Interest expense on deposits | $2.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.23% | 3.06% | 3.54% | 6.88% | 2.39% |
| Q4 2023 | 6.22% | 3.30% | 3.29% | 6.83% | 2.44% |
| Q1 2024 | 6.29% | 3.39% | 3.23% | 6.93% | 2.46% |
| Q2 2024 | 6.39% | 3.44% | 3.32% | 7.02% | 2.42% |
| Q3 2024 | 6.66% | 3.70% | 3.31% | 7.34% | 2.52% |
| Q4 2024 | 6.34% | 3.55% | 3.14% | 7.05% | 2.79% |
| Q1 2025 | 6.31% | 3.34% | 3.27% | 7.12% | 2.84% |
| Q2 2025 | 6.31% | 3.26% | 3.36% | 7.04% | 3.01% |
| Q3 2025 | 6.43% | 3.25% | 3.50% | 7.03% | 3.18% |
| Q4 2025 | 6.38% | 3.22% | 3.51% | 6.98% | 3.30% |
| Q1 2026 | 6.34% | 3.12% | 3.52% | 6.92% | 3.35% |
| Q2 2026 | 6.14% | 3.04% | 3.39% | 6.72% | 3.40% |
Great Plains State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Plains State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Plains State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14058) · FFIEC NIC profile (RSSD 733559)