Greenfield Co-Operative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greenfield Co-Operative Bank of Greenfield, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.50% | 1.35% | -0.85% | 13th bottom |
| ROAE | 4.50% | 13.32% | -8.82% | 13th bottom |
| Net Interest Margin | 3.25% | 3.93% | -0.68% | 18th bottom |
| Efficiency Ratio | 77.55% | 61.13% | +16.42% | 16th bottom |
| PPNR / Avg Assets | 0.72% | 1.68% | -0.96% | 13th bottom |
| Yield on Earning Assets | 4.58% | 5.67% | -1.09% | 10th bottom |
| Cost of Funds | 1.48% | 1.88% | -0.40% | 71st above |
| Net Interest Spread | 2.90% | 3.32% | -0.42% | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.99% | 0.94% | +0.05% | 28th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.61% | 0.70% | -0.09% | 33rd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.96% | 1.28% | -0.32% | 21st bottom |
| ACL / NPLs (Coverage) | 96.85% | 1540.05% | -1443.20% | 26th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.34% | 7.33% | -1.99% | 39th below |
| Provision / NCO | 11666.67% | 1381.83% | +10284.84% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.47% | 12.14% | +0.33% | 70th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.87% | 11.37% | -0.50% | 58th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.87% | 11.09% | -0.22% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.66% | 80.65% | -10.99% | 71st above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.91% | 86.86% | +1.05% | 43rd below |
| Wholesale Funding Ratio | 0.12% | 5.04% | -4.92% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.37% | 6.85% | +1.52% | 77th top |
| Loan Growth (Y/Y) | 7.90% | 7.90% | +0.00% | 64th above |
| Deposit Growth (Y/Y) | 8.95% | 6.29% | +2.66% | 79th top |
See Greenfield Co-Operative Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greenfield Co-Operative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greenfield Co-Operative Bank profile, how to read a UBPR, or how this data updates.