Greenleaf Trust N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets dropped 11.12 percentage points in Q2 2026, from 86.94% to 75.82%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 75.92% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.1M |
| Tier 1 capital | $34.1M |
| Total risk-based capital | — |
| Total equity capital | $34.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 72.34% |
| Tangible equity to tangible assets | 72.34% |
| Equity capital to average assets | 75.82% |
| Internal capital growth rate | -19.05% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $31.2M |
| Retained earnings | $1.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$43K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 6 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q1 2025 | 90.13% | 82.14% | 82.14% |
| Q2 2025 | 99.18% | 79.47% | 79.47% |
| Q3 2025 | 93.26% | 77.61% | 77.61% |
| Q4 2025 | 72.49% | 83.37% | 83.37% |
| Q1 2026 | 86.86% | 81.78% | 81.78% |
| Q2 2026 | 75.92% | 72.34% | 72.34% |
Greenleaf Trust N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenleaf Trust N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenleaf Trust N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2938787)